American Bank and Trust Company, National Association mortgage approval rate & lending review
American Bank and Trust Company, National Association decided 570 mortgage applications and funded 527 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Bank and Trust Company, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Bank and Trust Company, National Association at a glance
Approval is 11.4 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 383 / 395 | 96% | $175K | 369 |
| Cash-out refinance | 96% | 26 / 27 | 100% | $165K | 26 |
| Refinance | 92% | 66 / 72 | 95% | $175K | 63 |
| Investment property purchase | 96% | 44 / 46 | 100% | $135K | 44 |
American Bank and Trust Company, National Association lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Bank and Trust Company, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rock Island County, IL | Mortgage lenders | 96% | 195 | 177 |
| Scott County, IA | Mortgage lenders | 98% | 167 | 159 |
| Scott County, IA | Refinance | 94% | 31 | 29 |
| Rock Island County, IL | Refinance | 90% | 30 | 25 |
The county markets where American Bank and Trust Company, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about American Bank and Trust Company, National Association
What is American Bank and Trust Company, National Association's mortgage approval rate?
American Bank and Trust Company, National Association approved 95.8% of the 570 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.4 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan American Bank and Trust Company, National Association offers?
Borrowers accepted 97% of the loans American Bank and Trust Company, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Bank and Trust Company, National Association make?
The typical home purchase mortgage loan American Bank and Trust Company, National Association made was $175K; across all loan types its typical loan ran from $135K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Bank and Trust Company, National Association lend?
American Bank and Trust Company, National Association decided applications in 14 of the states Fat Boy Data covers, most of them in Illinois, Iowa and Florida.
Can I apply to American Bank and Trust Company, National Association directly?
Yes. American Bank and Trust Company, National Association is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show American Bank and Trust Company, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Bank and Trust Company, National Association treats applications, then get a rate quote from the lender.