American Bank of Oklahoma mortgage approval rate & lending review
American Bank of Oklahoma decided 252 mortgage applications and funded 227 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Bank of Oklahoma reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
American Bank of Oklahoma at a glance
Approval is 9.9 points above the 81.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 128 / 136 | 98% | $205K | 126 |
| Home improvement loans | 69% | 22 / 32 | 95% | $25K | 21 |
| Investment property purchase | 100% | 38 / 38 | 100% | $165K | 38 |
American Bank of Oklahoma lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 90% | $205K | 227 | 203 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where American Bank of Oklahoma lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Mortgage lenders | 93% | 107 | 98 |
| Tulsa County, OK | Investment property purchase | 100% | 34 | 34 |
| Tulsa County, OK | Home improvement loans | 69% | 32 | 21 |
The county markets where American Bank of Oklahoma made the most loans. Each link opens that market with every lender ranked.
Questions about American Bank of Oklahoma
What is American Bank of Oklahoma's mortgage approval rate?
American Bank of Oklahoma approved 91.3% of the 252 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.9 points above the 81.4% national rate for the same mix of loan types.
How often do borrowers take the loan American Bank of Oklahoma offers?
Borrowers accepted 99% of the loans American Bank of Oklahoma approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Bank of Oklahoma make?
The typical home purchase mortgage loan American Bank of Oklahoma made was $205K; across all loan types its typical loan ran from $25K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Bank of Oklahoma lend?
American Bank of Oklahoma decided applications in 9 of the states Fat Boy Data covers, most of them in Oklahoma, Texas and Florida.
Can I apply to American Bank of Oklahoma directly?
Yes. American Bank of Oklahoma reports as a direct lender that takes applications from borrowers.
Does this page show American Bank of Oklahoma's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Bank of Oklahoma treats applications, then get a rate quote from the lender.