Stride Bank, National Association mortgage approval rate & lending review
Stride Bank, National Association decided 3,214 mortgage applications and funded 3,098 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Stride Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Stride Bank, National Association at a glance
Approval is 10.5 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 2,678 / 2,740 | 99% | $285K | 2,661 |
| Cash-out refinance | 87% | 75 / 86 | 99% | $165K | 74 |
| Refinance | 87% | 67 / 77 | 100% | $255K | 67 |
| Investment property purchase | 100% | 259 / 260 | 98% | $165K | 255 |
| Investment refinance | 88% | 22 / 25 | 95% | $325K | 21 |
Stride Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 98% | $285K | 2,631 | 2,561 |
| Missouri | 95% | $295K | 206 | 195 |
| Kansas | 90% | $405K | 122 | 109 |
| Texas | 97% | $325K | 101 | 96 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Stride Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma County, OK | Mortgage lenders | 99% | 939 | 921 |
| Canadian County, OK | Mortgage lenders | 97% | 559 | 540 |
| Tulsa County, OK | Mortgage lenders | 98% | 393 | 385 |
| Cleveland County, OK | Mortgage lenders | 97% | 395 | 382 |
| Oklahoma County, OK | Investment property purchase | 99% | 99 | 95 |
| Tulsa County, OK | Investment property purchase | 100% | 81 | 81 |
| Johnson County, KS | Mortgage lenders | 96% | 78 | 74 |
| Clay County, MO | Mortgage lenders | 97% | 62 | 60 |
| Platte County, MO | Mortgage lenders | 97% | 29 | 28 |
| Canadian County, OK | Investment property purchase | 100% | 28 | 27 |
| Oklahoma County, OK | Cash-out refinance | 96% | 26 | 25 |
| Cleveland County, OK | Investment property purchase | 100% | 20 | 20 |
The county markets where Stride Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Stride Bank, National Association
What is Stride Bank, National Association's mortgage approval rate?
Stride Bank, National Association approved 97.1% of the 3,214 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan Stride Bank, National Association offers?
Borrowers accepted 99% of the loans Stride Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Stride Bank, National Association make?
The typical home purchase mortgage loan Stride Bank, National Association made was $285K; across all loan types its typical loan ran from $165K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Stride Bank, National Association lend?
Stride Bank, National Association decided applications in 35 of the states Fat Boy Data covers, most of them in Oklahoma, Missouri and Kansas.
Can I apply to Stride Bank, National Association directly?
Yes. Stride Bank, National Association is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Stride Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Stride Bank, National Association treats applications, then get a rate quote from the lender.