Lender profile · HMDA 2023–2025
American Bank & Trust mortgage approval rates & lending data
American Bank & Trust decided 272 mortgage applications and funded 232 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 86% | 148 / 173 | 99% | $275K | 146 |
| Investment property purchase | 100% | 49 / 49 | 100% | $235K | 49 |
American Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Dakota | 86% | $275K | 244 | 209 |
| Arizona | 100% | $325K | 6 | 6 |
| Iowa | 67% | $165K | 3 | 2 |
| North Dakota | 100% | $355K | 3 | 3 |
| Minnesota | 50% | $265K | 2 | 1 |
| Nebraska | 100% | $195K | 2 | 2 |
| Texas | 100% | $75K | 2 | 2 |
| California | 100% | $2M | 1 | 1 |
| Colorado | 100% | $335K | 1 | 1 |
| Florida | 100% | $405K | 1 | 1 |
| Georgia | 100% | — | 1 | 0 |
| Kentucky | 0% | — | 1 | 0 |
| Louisiana | 0% | — | 1 | 0 |
| Montana | 100% | $655K | 1 | 1 |
| Nevada | 100% | $355K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.