Lender profile · HMDA 2023–2025
Service First Federal Credit Union mortgage approval rates & lending data
Service First Federal Credit Union decided 331 mortgage applications and funded 302 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 234 / 240 | 100% | $275K | 234 |
| Refinance | 72% | 36 / 50 | 100% | $225K | 36 |
Service First Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Dakota | 91% | $275K | 323 | 295 |
| Texas | 100% | $105K | 2 | 2 |
| Arizona | 100% | $145K | 1 | 1 |
| Florida | 100% | $105K | 1 | 1 |
| Iowa | 100% | $245K | 1 | 1 |
| Minnesota | 100% | $185K | 1 | 1 |
| Nebraska | 100% | $345K | 1 | 1 |
| South Carolina | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.