Home›South Dakota›Minnehaha County›Mortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Minnehaha County, South Dakota

Fat Boy Data analyzed home purchase mortgage activity in Minnehaha County, South Dakota, home to Sioux Falls, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,997 applications were decided by 189 lenders between 2023 and 2025.

Minnehaha County at a glance

189Active lenders39 with 20+ decisions
91.6%Market approval rate7,327 of 7,997 decided
$275KTypical loanmedian lender, $10K brackets
99%Borrower take-up7,241 loans funded

How Minnehaha County compares

Approval rate compared
Minnehaha County91.6%South Dakota91.7%All 616 counties87.6%
Typical loan compared
Minnehaha County$275KSouth Dakota$275KAll 616 counties$335K

What the data shows

Plains Commerce Bank made the most home purchase mortgages in Minnehaha County, SD, 1,819 of them.

That is 25% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Primary Residential Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 34.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%One lender: 22% approved of 116One lender: 43% approved of 106One lender: 57% approved of 124One lender: 64% approved of 25One lender: 79% approved of 24One lender: 81% approved of 26One lender: 81% approved of 26One lender: 83% approved of 30One lender: 83% approved of 30One lender: 84% approved of 61First PREMIER Bank: 84% approved of 760One lender: 85% approved of 48One lender: 87% approved of 152One lender: 88% approved of 24One lender: 89% approved of 110First Bank & Trust: 90% approved of 515One lender: 91% approved of 141One lender: 92% approved of 25One lender: 93% approved of 101One lender: 94% approved of 148One lender: 95% approved of 147One lender: 95% approved of 93One lender: 95% approved of 78One lender: 95% approved of 99One lender: 95% approved of 108One lender: 97% approved of 63First International Bank & Trust: 97% approved of 427One lender: 97% approved of 233Fairway Independent Mortgage Corporation: 97% approved of 392Plains Commerce Bank: 98% approved of 1,864One lender: 98% approved of 256One lender: 98% approved of 353One lender: 98% approved of 126One lender: 99% approved of 202One lender: 99% approved of 207One lender: 99% approved of 173One lender: 100% approved of 34One lender: 100% approved of 22One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Minnehaha County

LenderApprovalApprovedTaken upTypical loanLoans made
1Plains Commerce Bank98%1,820 / 1,864100%$275K1,819
2First PREMIER Bank84%636 / 76098%$275K625
3First Bank & Trust90%465 / 515100%$275K463
4First International Bank & Trust97%416 / 427100%$275K414
5Fairway Independent Mortgage Corporation97%382 / 39299%$275K379

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 184 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Minnehaha County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Minnehaha County

Other lending data for Minnehaha County

Nearby markets