American Internet Mortgage, Inc. mortgage approval rate & lending review
American Internet Mortgage, Inc. decided 3,326 mortgage applications and funded 2,505 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions American Internet Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to americaninternetmortgage.com.
American Internet Mortgage, Inc. at a glance
Approval is 2.5 points below the 78.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 828 / 981 | 99% | $385K | 822 |
| Home improvement loans | 49% | 68 / 139 | 99% | $185K | 67 |
| Cash-out refinance | 62% | 376 / 603 | 98% | $155K | 370 |
| Refinance | 82% | 461 / 559 | 98% | $395K | 452 |
| Investment property purchase | 83% | 447 / 539 | 99% | $215K | 444 |
| Investment cash-out refinance | 71% | 192 / 270 | 99% | $205K | 191 |
| Investment refinance | 76% | 115 / 151 | 100% | $255K | 115 |
| Investment home improvement | 52% | 44 / 84 | 100% | $225K | 44 |
American Internet Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 73% | $505K | 634 | 456 |
| Texas | 71% | $235K | 263 | 186 |
| Florida | 69% | $245K | 195 | 133 |
| Arizona | 78% | $265K | 187 | 145 |
| North Carolina | 79% | $255K | 159 | 121 |
| Georgia | 76% | $215K | 102 | 76 |
| Washington | 83% | $305K | 94 | 76 |
| New Jersey | 72% | $415K | 89 | 63 |
| Virginia | 69% | $485K | 85 | 58 |
| Indiana | 89% | $145K | 84 | 73 |
| Colorado | 78% | $395K | 83 | 64 |
| Ohio | 80% | $165K | 83 | 66 |
| Illinois | 76% | $325K | 82 | 62 |
| Tennessee | 82% | $255K | 82 | 67 |
| South Carolina | 79% | $205K | 75 | 59 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about American Internet Mortgage, Inc.
What is American Internet Mortgage, Inc.'s mortgage approval rate?
American Internet Mortgage, Inc. approved 76.1% of the 3,326 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.5 points below the 78.6% national rate for the same mix of loan types.
How often do borrowers take the loan American Internet Mortgage, Inc. offers?
Borrowers accepted 99% of the loans American Internet Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does American Internet Mortgage, Inc. make?
The typical home purchase mortgage loan American Internet Mortgage, Inc. made was $385K; across all loan types its typical loan ran from $155K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does American Internet Mortgage, Inc. lend?
American Internet Mortgage, Inc. decided applications in 50 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to American Internet Mortgage, Inc. directly?
Yes. American Internet Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is americaninternetmortgage.com.
Does this page show American Internet Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how American Internet Mortgage, Inc. treats applications, then get a rate quote from the lender.