ANECA Federal Credit Union mortgage approval rate & lending review
ANECA Federal Credit Union decided 257 mortgage applications and funded 225 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions ANECA Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
ANECA Federal Credit Union at a glance
Approval is 11.6 points above the 78.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 88 / 89 | 97% | $215K | 85 |
| Cash-out refinance | 94% | 49 / 52 | 100% | $145K | 49 |
| Refinance | 79% | 74 / 94 | 96% | $205K | 71 |
ANECA Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 89% | $155K | 231 | 199 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where ANECA Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bossier Parish, LA | Mortgage lenders | 98% | 41 | 39 |
| Bossier Parish, LA | Refinance | 86% | 36 | 31 |
| Caddo Parish, LA | Refinance | 69% | 49 | 31 |
| Caddo Parish, LA | Mortgage lenders | 100% | 28 | 27 |
| Bossier Parish, LA | Cash-out refinance | 91% | 23 | 21 |
| Caddo Parish, LA | Cash-out refinance | 95% | 21 | 20 |
The county markets where ANECA Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about ANECA Federal Credit Union
What is ANECA Federal Credit Union's mortgage approval rate?
ANECA Federal Credit Union approved 90.3% of the 257 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 78.7% national rate for the same mix of loan types.
How often do borrowers take the loan ANECA Federal Credit Union offers?
Borrowers accepted 97% of the loans ANECA Federal Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does ANECA Federal Credit Union make?
The typical mortgage refinance loan ANECA Federal Credit Union made was $205K; across all loan types its typical loan ran from $145K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does ANECA Federal Credit Union lend?
ANECA Federal Credit Union decided applications in 12 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Florida.
Can I apply to ANECA Federal Credit Union directly?
Yes. ANECA Federal Credit Union is a bank or credit union with 5 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show ANECA Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how ANECA Federal Credit Union treats applications, then get a rate quote from the lender.