Assurance Financial Group, L.L.C. mortgage approval rate & lending review
Assurance Financial Group, L.L.C. decided 5,793 mortgage applications and funded 5,543 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Assurance Financial Group, L.L.C. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to assurancefinancial.com.
Assurance Financial Group, L.L.C. at a glance
Approval is 10.0 points above the 85.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 4,430 / 4,568 | 100% | $225K | 4,430 |
| Cash-out refinance | 94% | 161 / 171 | 100% | $165K | 161 |
| Refinance | 90% | 379 / 423 | 100% | $255K | 379 |
| Investment property purchase | 93% | 379 / 406 | 100% | $135K | 379 |
| Investment cash-out refinance | 94% | 91 / 97 | 100% | $205K | 91 |
| Investment refinance | 79% | 91 / 115 | 100% | $155K | 91 |
Assurance Financial Group, L.L.C. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 96% | $215K | 2,759 | 2,643 |
| Alabama | 95% | $225K | 1,076 | 1,020 |
| South Carolina | 97% | $225K | 801 | 773 |
| Texas | 95% | $355K | 381 | 362 |
| Georgia | 98% | $415K | 376 | 369 |
| Florida | 96% | $405K | 112 | 107 |
| Mississippi | 95% | $325K | 38 | 36 |
| Oklahoma | 100% | $255K | 35 | 35 |
| Pennsylvania | 94% | $255K | 35 | 33 |
| Massachusetts | 87% | $555K | 30 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Assurance Financial Group, L.L.C. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| East Baton Rouge Parish, LA | Mortgage lenders | 96% | 579 | 554 |
| Ouachita Parish, LA | Mortgage lenders | 95% | 336 | 320 |
| Lafayette Parish, LA | Mortgage lenders | 99% | 319 | 315 |
| Terrebonne Parish, LA | Mortgage lenders | 96% | 289 | 276 |
| Jefferson County, AL | Mortgage lenders | 95% | 285 | 270 |
| Aiken County, SC | Mortgage lenders | 98% | 207 | 203 |
| Caddo Parish, LA | Mortgage lenders | 98% | 192 | 189 |
| Richland County, SC | Mortgage lenders | 96% | 188 | 181 |
| Ascension Parish, LA | Mortgage lenders | 99% | 176 | 175 |
| Shelby County, AL | Mortgage lenders | 99% | 150 | 149 |
| Livingston Parish, LA | Mortgage lenders | 97% | 151 | 147 |
| Madison County, AL | Mortgage lenders | 98% | 135 | 132 |
The county markets where Assurance Financial Group, L.L.C. made the most loans. Each link opens that market with every lender ranked.
Questions about Assurance Financial Group, L.L.C.
What is Assurance Financial Group, L.L.C.'s mortgage approval rate?
Assurance Financial Group, L.L.C. approved 95.7% of the 5,793 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.0 points above the 85.7% national rate for the same mix of loan types.
How often do borrowers take the loan Assurance Financial Group, L.L.C. offers?
Borrowers accepted 100% of the loans Assurance Financial Group, L.L.C. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Assurance Financial Group, L.L.C. make?
The typical home purchase mortgage loan Assurance Financial Group, L.L.C. made was $225K; across all loan types its typical loan ran from $135K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Assurance Financial Group, L.L.C. lend?
Assurance Financial Group, L.L.C. decided applications in 32 of the states Fat Boy Data covers, most of them in Louisiana, Alabama and South Carolina.
Can I apply to Assurance Financial Group, L.L.C. directly?
Yes. Assurance Financial Group, L.L.C. reports as a direct lender that takes applications from borrowers. Its website is assurancefinancial.com.
Does this page show Assurance Financial Group, L.L.C.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Assurance Financial Group, L.L.C. treats applications, then get a rate quote from the lender.