Gmfs LLC mortgage approval rate & lending review
Gmfs LLC decided 11,619 mortgage applications and funded 10,529 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Gmfs LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Gmfs LLC at a glance
Approval is 11.7 points above the 84.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 8,431 / 8,707 | 96% | $255K | 8,091 |
| Home improvement loans | 87% | 154 / 177 | 7% | $395K | 11 |
| Cash-out refinance | 93% | 552 / 596 | 92% | $215K | 508 |
| Refinance | 96% | 1,427 / 1,479 | 93% | $315K | 1,328 |
| Investment property purchase | 98% | 482 / 494 | 95% | $165K | 460 |
| Investment cash-out refinance | 85% | 88 / 103 | 91% | $155K | 80 |
| Investment refinance | 98% | 55 / 56 | 93% | $205K | 51 |
Gmfs LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 96% | $255K | 7,384 | 6,763 |
| Alabama | 97% | $315K | 1,847 | 1,702 |
| Illinois | 97% | $345K | 506 | 405 |
| Florida | 97% | $325K | 464 | 391 |
| Texas | 98% | $375K | 406 | 356 |
| Georgia | 95% | $275K | 297 | 265 |
| Mississippi | 96% | $225K | 209 | 186 |
| South Carolina | 92% | $405K | 115 | 102 |
| Arkansas | 95% | $235K | 100 | 89 |
| Colorado | 100% | $245K | 69 | 69 |
| Tennessee | 98% | $305K | 64 | 56 |
| North Carolina | 94% | $125K | 53 | 46 |
| Utah | 96% | $265K | 23 | 22 |
| California | 95% | $275K | 22 | 21 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Gmfs LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| East Baton Rouge Parish, LA | Mortgage lenders | 97% | 1,663 | 1,564 |
| St. Tammany Parish, LA | Mortgage lenders | 98% | 854 | 813 |
| Livingston Parish, LA | Mortgage lenders | 98% | 707 | 673 |
| Ascension Parish, LA | Mortgage lenders | 98% | 703 | 668 |
| Jefferson Parish, LA | Mortgage lenders | 96% | 480 | 443 |
| Mobile County, AL | Mortgage lenders | 97% | 403 | 384 |
| Madison County, AL | Mortgage lenders | 99% | 330 | 314 |
| Lafayette Parish, LA | Mortgage lenders | 96% | 318 | 299 |
| Tangipahoa Parish, LA | Mortgage lenders | 95% | 261 | 237 |
| Leon County, FL | Mortgage lenders | 99% | 238 | 219 |
| Jefferson County, AL | Mortgage lenders | 99% | 207 | 198 |
| Calcasieu Parish, LA | Mortgage lenders | 96% | 205 | 192 |
The county markets where Gmfs LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Gmfs LLC
What is Gmfs LLC's mortgage approval rate?
Gmfs LLC approved 96.4% of the 11,619 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.7 points above the 84.6% national rate for the same mix of loan types.
How often do borrowers take the loan Gmfs LLC offers?
Borrowers accepted 94% of the loans Gmfs LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Gmfs LLC make?
The typical home purchase mortgage loan Gmfs LLC made was $255K; across all loan types its typical loan ran from $155K to $395K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Gmfs LLC lend?
Gmfs LLC decided applications in 23 of the states Fat Boy Data covers, most of them in Louisiana, Alabama and Illinois.
Can I apply to Gmfs LLC directly?
Yes. Gmfs LLC reports as a direct lender that takes applications from borrowers.
Does this page show Gmfs LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Gmfs LLC treats applications, then get a rate quote from the lender.