Arcstone Financial Inc. mortgage approval rate & lending review
Arcstone Financial Inc. decided 343 mortgage applications and funded 327 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Arcstone Financial Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Arcstone Financial Inc. at a glance
Approval is 15.1 points above the 81.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 149 / 151 | 98% | $725K | 146 |
| Refinance | 96% | 116 / 121 | 98% | $555K | 114 |
| Investment property purchase | 88% | 22 / 25 | 100% | $495K | 22 |
| Investment refinance | 97% | 33 / 34 | 100% | $425K | 33 |
Arcstone Financial Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 98% | $555K | 310 | 299 |
| Texas | 86% | $285K | 21 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Arcstone Financial Inc.
What is Arcstone Financial Inc.'s mortgage approval rate?
Arcstone Financial Inc. approved 96.8% of the 343 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.1 points above the 81.7% national rate for the same mix of loan types.
How often do borrowers take the loan Arcstone Financial Inc. offers?
Borrowers accepted 98% of the loans Arcstone Financial Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Arcstone Financial Inc. make?
The typical home purchase mortgage loan Arcstone Financial Inc. made was $725K; across all loan types its typical loan ran from $425K to $725K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Arcstone Financial Inc. lend?
Arcstone Financial Inc. decided applications in 9 of the states Fat Boy Data covers, most of them in California, Texas and North Carolina.
Can I apply to Arcstone Financial Inc. directly?
Yes. Arcstone Financial Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Arcstone Financial Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Arcstone Financial Inc. treats applications, then get a rate quote from the lender.