Arthur State Bank mortgage approval rate & lending review
Arthur State Bank decided 431 mortgage applications and funded 395 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Arthur State Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Arthur State Bank at a glance
Approval is 8.6 points above the 84.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 215 / 223 | 98% | $495K | 211 |
| Refinance | 75% | 21 / 28 | 100% | $205K | 21 |
| Investment property purchase | 97% | 113 / 117 | 99% | $205K | 112 |
| Investment refinance | 93% | 25 / 27 | 96% | $245K | 24 |
Arthur State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 93% | $495K | 425 | 390 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Arthur State Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| York County, SC | Mortgage lenders | 99% | 78 | 77 |
| Richland County, SC | Investment property purchase | 94% | 48 | 45 |
| Spartanburg County, SC | Investment property purchase | 100% | 20 | 20 |
The county markets where Arthur State Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Arthur State Bank
What is Arthur State Bank's mortgage approval rate?
Arthur State Bank approved 93.0% of the 431 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.6 points above the 84.4% national rate for the same mix of loan types.
How often do borrowers take the loan Arthur State Bank offers?
Borrowers accepted 99% of the loans Arthur State Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Arthur State Bank make?
The typical home purchase mortgage loan Arthur State Bank made was $495K; across all loan types its typical loan ran from $205K to $495K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Arthur State Bank lend?
Arthur State Bank decided applications in 2 of the states Fat Boy Data covers, most of them in South Carolina and North Carolina.
Can I apply to Arthur State Bank directly?
Yes. Arthur State Bank is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Arthur State Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Arthur State Bank treats applications, then get a rate quote from the lender.