Lender profile · HMDA 2023–2025
Palmetto Citizens Federal Credit Union mortgage approval rates & lending data
Palmetto Citizens Federal Credit Union decided 2,397 mortgage applications and funded 1,704 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 258 / 274 | 99% | $235K | 256 |
| Home improvement loans | 85% | 615 / 726 | 97% | $65K | 595 |
| Refinance | 63% | 867 / 1,372 | 98% | $75K | 846 |
Palmetto Citizens Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 73% | $75K | 2,386 | 1,702 |
| North Carolina | 0% | — | 6 | 0 |
| Georgia | 50% | $255K | 4 | 2 |
| Arkansas | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.