Lender profile · HMDA 2023–2025
Safe Federal Credit Union mortgage approval rates & lending data
Safe Federal Credit Union decided 2,137 mortgage applications and funded 1,352 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 599 / 675 | 82% | $205K | 489 |
| Home improvement loans | 71% | 347 / 486 | 84% | $55K | 292 |
| Cash-out refinance | 71% | 590 / 832 | 85% | $75K | 501 |
| Refinance | 64% | 61 / 95 | 85% | $135K | 52 |
Safe Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 76% | $75K | 2,137 | 1,352 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.