Lender profile · HMDA 2023–2025
Ascentra Credit Union mortgage approval rates & lending data
Ascentra Credit Union decided 789 mortgage applications and funded 668 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 333 / 390 | 100% | $195K | 333 |
| Cash-out refinance | 81% | 81 / 100 | 100% | $65K | 81 |
| Refinance | 72% | 82 / 114 | 100% | $125K | 82 |
| Investment property purchase | 100% | 63 / 63 | 95% | $105K | 60 |
| Investment cash-out refinance | 94% | 49 / 52 | 98% | $75K | 48 |
| Investment refinance | 100% | 45 / 45 | 98% | $85K | 44 |
Ascentra Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 87% | $125K | 498 | 431 |
| Illinois | 82% | $125K | 290 | 236 |
| Missouri | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.