AuburnBank mortgage approval rate & lending review
AuburnBank decided 284 mortgage applications and funded 270 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions AuburnBank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
AuburnBank at a glance
Approval is 15.0 points above the 80.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 74 / 77 | 97% | $295K | 72 |
| Home improvement loans | 92% | 23 / 25 | 100% | $75K | 23 |
| Investment property purchase | 99% | 66 / 67 | 100% | $215K | 66 |
| Investment refinance | 100% | 82 / 82 | 100% | $85K | 82 |
AuburnBank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where AuburnBank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lee County, AL | Mortgage lenders | 96% | 71 | 67 |
| Lee County, AL | Investment property purchase | 98% | 56 | 55 |
| Lee County, AL | Home improvement loans | 91% | 23 | 21 |
The county markets where AuburnBank made the most loans. Each link opens that market with every lender ranked.
Questions about AuburnBank
What is AuburnBank's mortgage approval rate?
AuburnBank approved 95.8% of the 284 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.0 points above the 80.8% national rate for the same mix of loan types.
How often do borrowers take the loan AuburnBank offers?
Borrowers accepted 99% of the loans AuburnBank approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does AuburnBank make?
The typical investment property refinance loan AuburnBank made was $85K; across all loan types its typical loan ran from $75K to $295K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does AuburnBank lend?
AuburnBank decided applications in 5 of the states Fat Boy Data covers, most of them in Alabama, Georgia and Florida.
Can I apply to AuburnBank directly?
Yes. AuburnBank is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show AuburnBank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how AuburnBank treats applications, then get a rate quote from the lender.