TJC Mortgage, Inc. mortgage approval rate & lending review
TJC Mortgage, Inc. decided 3,955 mortgage applications and funded 3,762 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions TJC Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to mortgageright.com.
TJC Mortgage, Inc. at a glance
Approval is 10.6 points above the 84.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,895 / 3,025 | 100% | $315K | 2,895 |
| Cash-out refinance | 92% | 410 / 447 | 100% | $265K | 410 |
| Refinance | 97% | 251 / 260 | 100% | $375K | 251 |
| Investment property purchase | 94% | 163 / 174 | 100% | $265K | 163 |
| Investment cash-out refinance | 92% | 36 / 39 | 100% | $225K | 36 |
TJC Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 96% | $255K | 621 | 594 |
| Florida | 95% | $335K | 571 | 543 |
| Georgia | 95% | $345K | 431 | 411 |
| Tennessee | 95% | $265K | 287 | 274 |
| Ohio | 89% | $205K | 203 | 181 |
| Nevada | 99% | $385K | 194 | 193 |
| Texas | 94% | $255K | 192 | 181 |
| South Carolina | 95% | $335K | 175 | 167 |
| North Carolina | 99% | $345K | 173 | 171 |
| California | 95% | $455K | 152 | 145 |
| Michigan | 95% | $315K | 150 | 143 |
| Maryland | 99% | $335K | 118 | 117 |
| Massachusetts | 94% | $515K | 108 | 102 |
| Indiana | 95% | $355K | 94 | 89 |
| New Jersey | 91% | $205K | 90 | 82 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where TJC Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, AL | Mortgage lenders | 95% | 192 | 183 |
| Washoe County, NV | Mortgage lenders | 100% | 154 | 154 |
| Shelby County, AL | Mortgage lenders | 97% | 135 | 131 |
| Hamilton County, TN | Mortgage lenders | 99% | 84 | 83 |
| Montgomery County, OH | Mortgage lenders | 92% | 87 | 80 |
| Cherokee County, GA | Mortgage lenders | 96% | 82 | 79 |
| Charlotte County, FL | Mortgage lenders | 96% | 73 | 70 |
| Madison County, AL | Mortgage lenders | 98% | 66 | 65 |
| York County, SC | Mortgage lenders | 98% | 66 | 65 |
| Bradley County, TN | Mortgage lenders | 97% | 64 | 62 |
| Hendricks County, IN | Mortgage lenders | 95% | 44 | 42 |
| Hamilton County, TN | Cash-out refinance | 90% | 40 | 36 |
The county markets where TJC Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about TJC Mortgage, Inc.
What is TJC Mortgage, Inc.'s mortgage approval rate?
TJC Mortgage, Inc. approved 95.1% of the 3,955 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.6 points above the 84.5% national rate for the same mix of loan types.
How often do borrowers take the loan TJC Mortgage, Inc. offers?
Borrowers accepted 100% of the loans TJC Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does TJC Mortgage, Inc. make?
The typical home purchase mortgage loan TJC Mortgage, Inc. made was $315K; across all loan types its typical loan ran from $225K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does TJC Mortgage, Inc. lend?
TJC Mortgage, Inc. decided applications in 43 of the states Fat Boy Data covers, most of them in Alabama, Florida and Georgia.
Can I apply to TJC Mortgage, Inc. directly?
Yes. TJC Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is mortgageright.com.
Does this page show TJC Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how TJC Mortgage, Inc. treats applications, then get a rate quote from the lender.