Lender profile · HMDA 2023–2025
ServisFirst Bank mortgage approval rates & lending data
ServisFirst Bank decided 2,953 mortgage applications and funded 2,819 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 1,587 / 1,630 | 100% | $325K | 1,580 |
| Home improvement loans | 95% | 376 / 397 | 98% | $155K | 368 |
| Cash-out refinance | 86% | 108 / 126 | 99% | $405K | 107 |
| Refinance | 96% | 284 / 297 | 99% | $505K | 281 |
| Investment property purchase | 98% | 351 / 358 | 99% | $245K | 348 |
| Investment refinance | 97% | 83 / 86 | 95% | $295K | 79 |
| Investment home improvement | 98% | 39 / 40 | 100% | $345K | 39 |
ServisFirst Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 96% | $295K | 1,248 | 1,189 |
| Florida | 97% | $325K | 806 | 776 |
| South Carolina | 97% | $505K | 274 | 265 |
| Tennessee | 97% | $365K | 271 | 256 |
| Georgia | 95% | $325K | 212 | 199 |
| North Carolina | 97% | $335K | 90 | 84 |
| Virginia | 100% | $385K | 17 | 17 |
| Mississippi | 92% | $285K | 13 | 12 |
| Texas | 80% | $435K | 5 | 4 |
| California | 100% | $3.50M | 3 | 3 |
| New York | 100% | $845K | 3 | 3 |
| Colorado | 100% | $255K | 2 | 2 |
| Louisiana | 100% | $175K | 2 | 2 |
| Missouri | 100% | $555K | 2 | 2 |
| Illinois | 100% | $195K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.