Banc One Mortgage Corporation mortgage approval rate & lending review
Banc One Mortgage Corporation decided 491 mortgage applications and funded 453 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Banc One Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to banconemortgage.com.
Banc One Mortgage Corporation at a glance
Approval is 16.8 points above the 83.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 326 / 326 | 93% | $545K | 302 |
| Cash-out refinance | 100% | 36 / 36 | 97% | $255K | 35 |
| Refinance | 100% | 31 / 31 | 94% | $715K | 29 |
| Investment property purchase | 100% | 41 / 41 | 90% | $465K | 37 |
Banc One Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $545K | 439 | 401 |
| Texas | 100% | $325K | 22 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Banc One Mortgage Corporation
What is Banc One Mortgage Corporation's mortgage approval rate?
Banc One Mortgage Corporation approved 100.0% of the 491 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.8 points above the 83.2% national rate for the same mix of loan types.
How often do borrowers take the loan Banc One Mortgage Corporation offers?
Borrowers accepted 92% of the loans Banc One Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Banc One Mortgage Corporation make?
The typical home purchase mortgage loan Banc One Mortgage Corporation made was $545K; across all loan types its typical loan ran from $255K to $715K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Banc One Mortgage Corporation lend?
Banc One Mortgage Corporation decided applications in 13 of the states Fat Boy Data covers, most of them in California, Texas and Arizona.
Can I apply to Banc One Mortgage Corporation directly?
Yes. Banc One Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is banconemortgage.com.
Does this page show Banc One Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Banc One Mortgage Corporation treats applications, then get a rate quote from the lender.