Lender profile · HMDA 2023–2025
Banc One Mortgage Corporation mortgage approval rates & lending data
Banc One Mortgage Corporation decided 491 mortgage applications and funded 453 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 326 / 326 | 93% | $545K | 302 |
| Cash-out refinance | 100% | 36 / 36 | 97% | $255K | 35 |
| Refinance | 100% | 31 / 31 | 94% | $715K | 29 |
| Investment property purchase | 100% | 41 / 41 | 90% | $465K | 37 |
Banc One Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $545K | 439 | 401 |
| Texas | 100% | $325K | 22 | 22 |
| Arizona | 100% | $155K | 7 | 7 |
| Florida | 100% | $285K | 6 | 6 |
| Georgia | 100% | $205K | 4 | 4 |
| New Jersey | 100% | $175K | 3 | 3 |
| Washington | 100% | $365K | 3 | 3 |
| Oregon | 100% | $505K | 2 | 2 |
| Idaho | 100% | $285K | 1 | 1 |
| Maryland | 100% | $635K | 1 | 1 |
| Michigan | 100% | $275K | 1 | 1 |
| North Carolina | 100% | $325K | 1 | 1 |
| Virginia | 100% | $415K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.