Lender profile · HMDA 2023–2025
Bank of Odessa mortgage approval rates & lending data
Bank of Odessa decided 410 mortgage applications and funded 400 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 112 / 115 | 100% | $295K | 112 |
| Refinance | 99% | 77 / 78 | 99% | $165K | 76 |
| Investment property purchase | 98% | 123 / 126 | 100% | $125K | 123 |
| Investment refinance | 100% | 52 / 52 | 100% | $115K | 52 |
Bank of Odessa lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.