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refinance lenders · HMDA 2023–2025

Refinance lenders in Jackson County, Missouri

Fat Boy Data analyzed mortgage refinance activity in Jackson County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,805 applications were decided by 267 lenders between 2023 and 2025.

Jackson County at a glance

267Active lenders47 with 20+ decisions
79.0%Market approval rate4,587 of 5,805 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,304 loans funded

How Jackson County compares

Approval rate compared
Jackson County79.0%Missouri82.7%All 616 counties76.5%
Typical loan compared
Jackson County$215KMissouri$245KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Jackson County, MO, 675 of them.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

The typical mortgage refinance here is $215K, 12% smaller than the Missouri typical of $245K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 21% approved of 39Discover Bank: 38% approved of 120Loandepot.Com, LLC: 56% approved of 25Homebridge Financial Services, Inc.: 59% approved of 27Mortgage Research Center, LLC: 63% approved of 91Lakeview Loan Servicing, LLC: 63% approved of 119Newrez LLC: 65% approved of 91Bank of America, National Association: 68% approved of 133Arvest Bank: 72% approved of 106Wells Fargo Bank, National Association: 75% approved of 40First Federal Bank of Kansas City: 75% approved of 57Communityamerica Federal Credit Union: 76% approved of 952First National Bank of Omaha: 76% approved of 78Primelending, A Plainscapital Company: 76% approved of 50Finance of America Reverse LLC: 77% approved of 22Commerce Bank: 78% approved of 380U.S. Bank National Association: 78% approved of 82Nationstar Mortgage LLC: 78% approved of 46UMB Bank, National Association: 78% approved of 190BOKF, National Association: 80% approved of 35Leaderone Financial Corporation: 80% approved of 25PNC Bank, National Association: 80% approved of 25Rocket Mortgage, LLC: 80% approved of 318Equity Bank: 81% approved of 27Nbkc Bank: 82% approved of 65United Wholesale Mortgage, LLC: 82% approved of 285Royal United Mortgage LLC: 82% approved of 72Planet Home Lending, LLC: 82% approved of 61Third Federal Savings And Loan Association Of Cleveland: 82% approved of 28Capitol Federal Savings Bank: 83% approved of 35Mutual of Omaha Mortgage, Inc.: 84% approved of 49NBH Bank: 84% approved of 31Amerihome Mortgage Company, LLC: 85% approved of 26Village Capital & Investment LLC: 87% approved of 107Prosperity Home Mortgage, LLC: 89% approved of 62Fairway Independent Mortgage Corporation: 89% approved of 89Guild Mortgage Company LLC: 90% approved of 40Crosscountry Mortgage, LLC: 90% approved of 30Pennymac Loan Services, LLC: 94% approved of 229Freedom Mortgage Corporation: 95% approved of 312Community Mortgage, LLC: 98% approved of 40Endeavor Capital, LLC.: 98% approved of 42Bank of Odessa: 99% approved of 72Flat Branch Mortgage, Inc.: 100% approved of 73First State Bank of St. Charles, Missouri: 100% approved of 47M Squared Financial LLC: 100% approved of 30Ark-La-Tex Financial Services, LLC.: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union76%720 / 95294%$105K675
2Commerce Bank78%295 / 38099%$85K292
3Rocket Mortgage, LLC80%255 / 31893%$225K238
4Freedom Mortgage Corporation95%297 / 31282%$245K243
5United Wholesale Mortgage, LLCBroker only82%233 / 28597%$305K227

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 262 more lenders.

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Other lending data for Jackson County

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Nearby markets

All lending in Jackson CountyCounty overviewRefinance across MissouriStatewideCass CountyNearby countyClay CountyNearby county