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refinance lenders · HMDA 2023–2025

Refinance lenders in Jackson County, Missouri

Fat Boy Data analyzed mortgage refinance activity in Jackson County, Missouri, home to Kansas City, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,805 applications were decided by 267 lenders between 2023 and 2025.

Jackson County at a glance

267Active lenders47 with 20+ decisions
79.0%Market approval rate4,587 of 5,805 decided
$215KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,304 loans funded

How Jackson County compares

Approval rate compared
Jackson County79.0%Missouri82.7%All 616 counties76.5%
Typical loan compared
Jackson County$215KMissouri$245KAll 616 counties$295K

What the data shows

Communityamerica Federal Credit Union made the most mortgage refinances in Jackson County, MO, 675 of them.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 73.

The typical mortgage refinance here is $215K, 12% smaller than the Missouri typical of $245K.

Approval rate of all 47 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 39One lender: 38% approved of 120One lender: 56% approved of 25One lender: 59% approved of 27One lender: 63% approved of 91One lender: 63% approved of 119One lender: 65% approved of 91One lender: 68% approved of 133One lender: 72% approved of 106One lender: 75% approved of 40One lender: 75% approved of 57Communityamerica Federal Credit Union: 76% approved of 952One lender: 76% approved of 78One lender: 76% approved of 50One lender: 77% approved of 22Commerce Bank: 78% approved of 380One lender: 78% approved of 82One lender: 78% approved of 46One lender: 78% approved of 190One lender: 80% approved of 35One lender: 80% approved of 25One lender: 80% approved of 25Rocket Mortgage, LLC: 80% approved of 318One lender: 81% approved of 27One lender: 82% approved of 65United Wholesale Mortgage, LLC: 82% approved of 285One lender: 82% approved of 72One lender: 82% approved of 61One lender: 82% approved of 28One lender: 83% approved of 35One lender: 84% approved of 49One lender: 84% approved of 31One lender: 85% approved of 26One lender: 87% approved of 107One lender: 89% approved of 62One lender: 89% approved of 89One lender: 90% approved of 40One lender: 90% approved of 30One lender: 94% approved of 229Freedom Mortgage Corporation: 95% approved of 312One lender: 98% approved of 40One lender: 98% approved of 42One lender: 99% approved of 72One lender: 100% approved of 73One lender: 100% approved of 47One lender: 100% approved of 30One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Jackson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Communityamerica Federal Credit Union76%720 / 95294%$105K675
2Commerce Bank78%295 / 38099%$85K292
3Rocket Mortgage, LLC80%255 / 31893%$225K238
4Freedom Mortgage Corporation95%297 / 31282%$245K243
5United Wholesale Mortgage, LLCBroker only82%233 / 28597%$305K227

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 262 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Jackson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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