Bank of Travelers Rest mortgage approval rate & lending review
Bank of Travelers Rest decided 512 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bank of Travelers Rest reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bank of Travelers Rest at a glance
Approval is 5.9 points above the 80.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 180 / 208 | 94% | $405K | 170 |
| Home improvement loans | 80% | 49 / 61 | 100% | $75K | 49 |
| Refinance | 89% | 63 / 71 | 97% | $175K | 61 |
| Investment property purchase | 97% | 115 / 118 | 99% | $215K | 114 |
Bank of Travelers Rest lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 87% | $215K | 509 | 429 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bank of Travelers Rest lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greenville County, SC | Mortgage lenders | 87% | 149 | 124 |
| Greenville County, SC | Investment property purchase | 96% | 81 | 77 |
| Greenville County, SC | Refinance | 91% | 65 | 57 |
| Greenville County, SC | Home improvement loans | 80% | 49 | 39 |
| Pickens County, SC | Mortgage lenders | 92% | 24 | 20 |
| Spartanburg County, SC | Investment property purchase | 100% | 20 | 20 |
The county markets where Bank of Travelers Rest made the most loans. Each link opens that market with every lender ranked.
Questions about Bank of Travelers Rest
What is Bank of Travelers Rest's mortgage approval rate?
Bank of Travelers Rest approved 86.7% of the 512 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.9 points above the 80.8% national rate for the same mix of loan types.
How often do borrowers take the loan Bank of Travelers Rest offers?
Borrowers accepted 97% of the loans Bank of Travelers Rest approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bank of Travelers Rest make?
The typical home purchase mortgage loan Bank of Travelers Rest made was $405K; across all loan types its typical loan ran from $75K to $405K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bank of Travelers Rest lend?
Bank of Travelers Rest decided applications in 3 of the states Fat Boy Data covers, most of them in South Carolina, North Carolina and Florida.
Can I apply to Bank of Travelers Rest directly?
Yes. Bank of Travelers Rest is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bank of Travelers Rest's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bank of Travelers Rest treats applications, then get a rate quote from the lender.