Banksouth Mortgage Company, LLC mortgage approval rate & lending review
Banksouth Mortgage Company, LLC decided 5,256 mortgage applications and funded 5,017 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Banksouth Mortgage Company, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to banksouthmortgage.com.
Banksouth Mortgage Company, LLC at a glance
Approval is 9.0 points above the 86.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,427 / 4,603 | 100% | $365K | 4,416 |
| Cash-out refinance | 86% | 78 / 91 | 97% | $345K | 76 |
| Refinance | 93% | 167 / 179 | 99% | $505K | 165 |
| Investment property purchase | 96% | 338 / 353 | 100% | $255K | 337 |
Banksouth Mortgage Company, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 96% | $375K | 4,930 | 4,708 |
| South Carolina | 96% | $285K | 128 | 122 |
| Florida | 99% | $365K | 77 | 75 |
| Tennessee | 90% | $335K | 61 | 55 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Banksouth Mortgage Company, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Fulton County, GA | Mortgage lenders | 96% | 819 | 788 |
| Cobb County, GA | Mortgage lenders | 96% | 550 | 530 |
| DeKalb County, GA | Mortgage lenders | 96% | 405 | 386 |
| Bartow County, GA | Mortgage lenders | 99% | 274 | 270 |
| Chatham County, GA | Mortgage lenders | 94% | 287 | 269 |
| Cherokee County, GA | Mortgage lenders | 98% | 269 | 263 |
| Gwinnett County, GA | Mortgage lenders | 94% | 247 | 232 |
| Forsyth County, GA | Mortgage lenders | 99% | 209 | 207 |
| Lowndes County, GA | Mortgage lenders | 95% | 202 | 192 |
| Columbia County, GA | Mortgage lenders | 98% | 163 | 160 |
| Paulding County, GA | Mortgage lenders | 98% | 124 | 121 |
| Clarke County, GA | Mortgage lenders | 94% | 118 | 110 |
The county markets where Banksouth Mortgage Company, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Banksouth Mortgage Company, LLC
What is Banksouth Mortgage Company, LLC's mortgage approval rate?
Banksouth Mortgage Company, LLC approved 95.8% of the 5,256 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.0 points above the 86.8% national rate for the same mix of loan types.
How often do borrowers take the loan Banksouth Mortgage Company, LLC offers?
Borrowers accepted 100% of the loans Banksouth Mortgage Company, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Banksouth Mortgage Company, LLC make?
The typical home purchase mortgage loan Banksouth Mortgage Company, LLC made was $365K; across all loan types its typical loan ran from $255K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Banksouth Mortgage Company, LLC lend?
Banksouth Mortgage Company, LLC decided applications in 16 of the states Fat Boy Data covers, most of them in Georgia, South Carolina and Florida.
Can I apply to Banksouth Mortgage Company, LLC directly?
Yes. Banksouth Mortgage Company, LLC reports as a direct lender that takes applications from borrowers. Its website is banksouthmortgage.com.
Does this page show Banksouth Mortgage Company, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Banksouth Mortgage Company, LLC treats applications, then get a rate quote from the lender.