Lender profile · HMDA 2023–2025
Banksouth Mortgage Company, LLC mortgage approval rates & lending data
Banksouth Mortgage Company, LLC decided 5,256 mortgage applications and funded 5,017 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 4,427 / 4,603 | 100% | $365K | 4,416 |
| Cash-out refinance | 86% | 78 / 91 | 97% | $345K | 76 |
| Refinance | 93% | 167 / 179 | 99% | $505K | 165 |
| Investment property purchase | 96% | 338 / 353 | 100% | $255K | 337 |
Banksouth Mortgage Company, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Georgia | 96% | $375K | 4,930 | 4,708 |
| South Carolina | 96% | $285K | 128 | 122 |
| Florida | 99% | $365K | 77 | 75 |
| Tennessee | 90% | $335K | 61 | 55 |
| Alabama | 100% | $305K | 19 | 19 |
| North Carolina | 88% | $375K | 17 | 15 |
| Texas | 100% | $375K | 8 | 8 |
| Colorado | 100% | $725K | 5 | 5 |
| Louisiana | 100% | $285K | 3 | 3 |
| Missouri | 100% | $285K | 2 | 2 |
| Indiana | 0% | — | 1 | 0 |
| Iowa | 100% | $645K | 1 | 1 |
| Kentucky | 100% | $195K | 1 | 1 |
| Mississippi | 100% | $245K | 1 | 1 |
| Virginia | 100% | $1.61M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.