Barksdale mortgage approval rate & lending review
Barksdale decided 1,692 mortgage applications and funded 1,107 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Barksdale reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Barksdale at a glance
Approval is 5.0 points below the 71.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 53% | 202 / 382 | 97% | $205K | 195 |
| Home improvement loans | 77% | 515 / 671 | 99% | $75K | 508 |
| Cash-out refinance | 66% | 258 / 389 | 97% | $65K | 251 |
| Refinance | 51% | 84 / 166 | 99% | $85K | 83 |
| Investment property purchase | 88% | 38 / 43 | 100% | $35K | 38 |
Barksdale lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 67% | $75K | 1,563 | 1,030 |
| Arkansas | 66% | $75K | 76 | 49 |
| Texas | 62% | $105K | 45 | 26 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Barksdale lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bossier Parish, LA | Home improvement loans | 85% | 255 | 214 |
| Caddo Parish, LA | Home improvement loans | 73% | 295 | 210 |
| Caddo Parish, LA | Cash-out refinance | 66% | 177 | 113 |
| Bossier Parish, LA | Cash-out refinance | 70% | 149 | 104 |
| Caddo Parish, LA | Mortgage lenders | 47% | 178 | 78 |
| Bossier Parish, LA | Mortgage lenders | 60% | 125 | 75 |
| Rapides Parish, LA | Home improvement loans | 80% | 60 | 48 |
| Bossier Parish, LA | Refinance | 61% | 54 | 32 |
| Caddo Parish, LA | Refinance | 42% | 76 | 32 |
| Rapides Parish, LA | Cash-out refinance | 67% | 39 | 24 |
| Caddo Parish, LA | Investment property purchase | 88% | 26 | 23 |
| Faulkner County, AR | Home improvement loans | 68% | 22 | 15 |
The county markets where Barksdale made the most loans. Each link opens that market with every lender ranked.
Questions about Barksdale
What is Barksdale's mortgage approval rate?
Barksdale approved 66.8% of the 1,692 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.0 points below the 71.8% national rate for the same mix of loan types.
How often do borrowers take the loan Barksdale offers?
Borrowers accepted 98% of the loans Barksdale approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Barksdale make?
The typical home improvement loan loan Barksdale made was $75K; across all loan types its typical loan ran from $35K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Barksdale lend?
Barksdale decided applications in 9 of the states Fat Boy Data covers, most of them in Louisiana, Arkansas and Texas.
Can I apply to Barksdale directly?
Yes. Barksdale is a bank or credit union with 34 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Barksdale's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Barksdale treats applications, then get a rate quote from the lender.