Bayshore Mortgage Funding, LLC mortgage approval rate & lending review
Bayshore Mortgage Funding, LLC decided 2,990 mortgage applications and funded 2,719 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bayshore Mortgage Funding, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to bayshoremortgagefunding.com.
Bayshore Mortgage Funding, LLC at a glance
Approval is 6.7 points above the 84.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,146 / 2,266 | 100% | $275K | 2,142 |
| Cash-out refinance | 70% | 234 / 335 | 98% | $235K | 230 |
| Refinance | 91% | 115 / 126 | 97% | $325K | 111 |
| Investment property purchase | 94% | 177 / 188 | 100% | $195K | 177 |
| Investment cash-out refinance | 78% | 43 / 55 | 100% | $185K | 43 |
Bayshore Mortgage Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 97% | $225K | 682 | 659 |
| Florida | 94% | $305K | 516 | 483 |
| Maryland | 93% | $385K | 325 | 301 |
| New Jersey | 88% | $515K | 184 | 159 |
| Kentucky | 99% | $265K | 146 | 143 |
| North Carolina | 93% | $285K | 129 | 119 |
| Delaware | 93% | $285K | 103 | 95 |
| Missouri | 87% | $265K | 95 | 83 |
| Pennsylvania | 89% | $245K | 87 | 77 |
| Texas | 84% | $285K | 83 | 70 |
| Virginia | 88% | $465K | 80 | 70 |
| Georgia | 78% | $315K | 79 | 62 |
| Kansas | 92% | $195K | 63 | 57 |
| Illinois | 90% | $295K | 60 | 54 |
| Indiana | 88% | $245K | 49 | 43 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bayshore Mortgage Funding, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Indian River County, FL | Mortgage lenders | 99% | 157 | 156 |
| Hamilton County, OH | Mortgage lenders | 99% | 153 | 152 |
| Butler County, OH | Mortgage lenders | 98% | 90 | 88 |
| Clermont County, OH | Mortgage lenders | 97% | 71 | 69 |
| Boone County, KY | Mortgage lenders | 100% | 67 | 67 |
| Kenton County, KY | Mortgage lenders | 98% | 59 | 58 |
| Sussex County, DE | Mortgage lenders | 93% | 56 | 51 |
| Warren County, OH | Mortgage lenders | 98% | 47 | 46 |
| Harford County, MD | Mortgage lenders | 97% | 31 | 30 |
| Wyandotte County, KS | Mortgage lenders | 90% | 31 | 28 |
The county markets where Bayshore Mortgage Funding, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Bayshore Mortgage Funding, LLC
What is Bayshore Mortgage Funding, LLC's mortgage approval rate?
Bayshore Mortgage Funding, LLC approved 91.3% of the 2,990 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points above the 84.6% national rate for the same mix of loan types.
How often do borrowers take the loan Bayshore Mortgage Funding, LLC offers?
Borrowers accepted 100% of the loans Bayshore Mortgage Funding, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bayshore Mortgage Funding, LLC make?
The typical home purchase mortgage loan Bayshore Mortgage Funding, LLC made was $275K; across all loan types its typical loan ran from $185K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bayshore Mortgage Funding, LLC lend?
Bayshore Mortgage Funding, LLC decided applications in 36 of the states Fat Boy Data covers, most of them in Ohio, Florida and Maryland.
Can I apply to Bayshore Mortgage Funding, LLC directly?
Yes. Bayshore Mortgage Funding, LLC reports as a direct lender that takes applications from borrowers. Its website is bayshoremortgagefunding.com.
Does this page show Bayshore Mortgage Funding, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bayshore Mortgage Funding, LLC treats applications, then get a rate quote from the lender.