Lender profile · HMDA 2023–2025
Bayshore Mortgage Funding, LLC mortgage approval rates & lending data
Bayshore Mortgage Funding, LLC decided 2,990 mortgage applications and funded 2,719 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 2,146 / 2,266 | 100% | $275K | 2,142 |
| Cash-out refinance | 70% | 234 / 335 | 98% | $235K | 230 |
| Refinance | 91% | 115 / 126 | 97% | $325K | 111 |
| Investment property purchase | 94% | 177 / 188 | 100% | $195K | 177 |
| Investment cash-out refinance | 78% | 43 / 55 | 100% | $185K | 43 |
Bayshore Mortgage Funding, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 97% | $225K | 682 | 659 |
| Florida | 94% | $305K | 516 | 483 |
| Maryland | 93% | $385K | 325 | 301 |
| New Jersey | 88% | $515K | 184 | 159 |
| Kentucky | 99% | $265K | 146 | 143 |
| North Carolina | 93% | $285K | 129 | 119 |
| Delaware | 93% | $285K | 103 | 95 |
| Missouri | 87% | $265K | 95 | 83 |
| Pennsylvania | 89% | $245K | 87 | 77 |
| Texas | 84% | $285K | 83 | 70 |
| Virginia | 88% | $465K | 80 | 70 |
| Georgia | 78% | $315K | 79 | 62 |
| Kansas | 92% | $195K | 63 | 57 |
| Illinois | 90% | $295K | 60 | 54 |
| Indiana | 88% | $245K | 49 | 43 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.