Bellwether Community Credit Union mortgage approval rate & lending review
Bellwether Community Credit Union decided 561 mortgage applications and funded 394 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bellwether Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bellwether Community Credit Union at a glance
Approval is 1.7 points above the 76.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 72% | 190 / 265 | 84% | $155K | 160 |
| Home improvement loans | 83% | 155 / 186 | 96% | $105K | 149 |
| Cash-out refinance | 86% | 51 / 59 | 96% | $225K | 49 |
| Refinance | 72% | 21 / 29 | 76% | $95K | 16 |
Bellwether Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 78% | $155K | 528 | 375 |
| Massachusetts | 68% | $125K | 31 | 17 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bellwether Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Hillsborough County, NH | Home improvement loans | 88% | 118 | 99 |
| Hillsborough County, NH | Mortgage lenders | 86% | 64 | 53 |
| Merrimack County, NH | Mortgage lenders | 70% | 77 | 40 |
| Strafford County, NH | Mortgage lenders | 66% | 65 | 36 |
| Rockingham County, NH | Home improvement loans | 77% | 31 | 23 |
| Rockingham County, NH | Mortgage lenders | 68% | 37 | 22 |
| Merrimack County, NH | Home improvement loans | 69% | 29 | 20 |
| Hillsborough County, NH | Cash-out refinance | 83% | 23 | 19 |
The county markets where Bellwether Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Bellwether Community Credit Union
What is Bellwether Community Credit Union's mortgage approval rate?
Bellwether Community Credit Union approved 77.9% of the 561 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.7 points above the 76.2% national rate for the same mix of loan types.
How often do borrowers take the loan Bellwether Community Credit Union offers?
Borrowers accepted 90% of the loans Bellwether Community Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bellwether Community Credit Union make?
The typical home purchase mortgage loan Bellwether Community Credit Union made was $155K; across all loan types its typical loan ran from $95K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bellwether Community Credit Union lend?
Bellwether Community Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in New Hampshire, Massachusetts and Florida.
Can I apply to Bellwether Community Credit Union directly?
Yes. Bellwether Community Credit Union is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bellwether Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bellwether Community Credit Union treats applications, then get a rate quote from the lender.