Lender profile · HMDA 2023–2025
St. Mary's Bank mortgage approval rates & lending data
St. Mary's Bank decided 2,947 mortgage applications and funded 2,145 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 724 / 859 | 95% | $345K | 690 |
| Home improvement loans | 71% | 766 / 1,079 | 96% | $85K | 732 |
| Cash-out refinance | 71% | 161 / 227 | 91% | $185K | 147 |
| Refinance | 81% | 456 / 562 | 96% | $145K | 438 |
| Investment property purchase | 77% | 90 / 117 | 90% | $255K | 81 |
| Investment cash-out refinance | 56% | 14 / 25 | 93% | $295K | 13 |
| Investment refinance | 66% | 19 / 29 | 95% | $155K | 18 |
| Investment home improvement | 55% | 27 / 49 | 96% | $105K | 26 |
St. Mary's Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 77% | $145K | 2,888 | 2,107 |
| Massachusetts | 74% | $505K | 46 | 31 |
| Maine | 62% | $275K | 13 | 7 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.