Holy Rosary Regional Credit Union mortgage approval rate & lending review
Holy Rosary Regional Credit Union decided 734 mortgage applications and funded 656 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Holy Rosary Regional Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Holy Rosary Regional Credit Union at a glance
Approval is 21.8 points above the 68.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 89% | 90 / 101 | 98% | $255K | 88 |
| Home improvement loans | 92% | 317 / 344 | 99% | $75K | 313 |
| Cash-out refinance | 91% | 222 / 243 | 99% | $115K | 220 |
| Refinance | 84% | 21 / 25 | 95% | $135K | 20 |
Holy Rosary Regional Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Hampshire | 91% | $105K | 633 | 564 |
| Maine | 93% | $135K | 98 | 91 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Holy Rosary Regional Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Strafford County, NH | Home improvement loans | 92% | 258 | 234 |
| Strafford County, NH | Cash-out refinance | 92% | 182 | 166 |
| Strafford County, NH | Mortgage lenders | 92% | 64 | 57 |
| York County, ME | Home improvement loans | 97% | 37 | 36 |
| York County, ME | Cash-out refinance | 87% | 31 | 27 |
| Rockingham County, NH | Home improvement loans | 90% | 29 | 26 |
| Rockingham County, NH | Cash-out refinance | 86% | 21 | 18 |
The county markets where Holy Rosary Regional Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Holy Rosary Regional Credit Union
What is Holy Rosary Regional Credit Union's mortgage approval rate?
Holy Rosary Regional Credit Union approved 90.6% of the 734 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 21.8 points above the 68.8% national rate for the same mix of loan types.
How often do borrowers take the loan Holy Rosary Regional Credit Union offers?
Borrowers accepted 99% of the loans Holy Rosary Regional Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Holy Rosary Regional Credit Union make?
The typical home improvement loan loan Holy Rosary Regional Credit Union made was $75K; across all loan types its typical loan ran from $75K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Holy Rosary Regional Credit Union lend?
Holy Rosary Regional Credit Union decided applications in 5 of the states Fat Boy Data covers, most of them in New Hampshire, Maine and Florida.
Can I apply to Holy Rosary Regional Credit Union directly?
Yes. Holy Rosary Regional Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show Holy Rosary Regional Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Holy Rosary Regional Credit Union treats applications, then get a rate quote from the lender.