Lender profile · HMDA 2023–2025
Bison State Bank mortgage approval rates & lending data
Bison State Bank decided 725 mortgage applications and funded 658 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 350 / 369 | 96% | $415K | 336 |
| Cash-out refinance | 89% | 49 / 55 | 98% | $365K | 48 |
| Refinance | 96% | 167 / 174 | 98% | $535K | 164 |
| Investment property purchase | 93% | 57 / 61 | 98% | $385K | 56 |
| Investment refinance | 94% | 46 / 49 | 89% | $405K | 41 |
Bison State Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 91% | $335K | 96 | 79 |
| Kansas | 87% | $335K | 93 | 73 |
| Texas | 90% | $475K | 61 | 52 |
| California | 97% | $675K | 58 | 56 |
| Florida | 94% | $405K | 48 | 45 |
| New Jersey | 98% | $555K | 40 | 38 |
| Washington | 100% | $575K | 38 | 38 |
| North Carolina | 100% | $515K | 27 | 26 |
| Virginia | 100% | $545K | 24 | 23 |
| Illinois | 100% | $445K | 22 | 22 |
| Massachusetts | 95% | $585K | 21 | 20 |
| Arizona | 94% | $605K | 18 | 16 |
| Colorado | 100% | $505K | 18 | 18 |
| Minnesota | 100% | $415K | 16 | 15 |
| South Carolina | 93% | $415K | 14 | 12 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.