Brentwood Bank mortgage approval rate & lending review
Brentwood Bank decided 439 mortgage applications and funded 347 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Brentwood Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Brentwood Bank at a glance
Approval is 3.4 points above the 78.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 87% | 105 / 121 | 96% | $225K | 101 |
| Home improvement loans | 80% | 74 / 92 | 96% | $55K | 71 |
| Refinance | 76% | 71 / 93 | 97% | $75K | 69 |
| Investment property purchase | 88% | 75 / 85 | 97% | $125K | 73 |
| Investment refinance | 68% | 23 / 34 | 100% | $125K | 23 |
Brentwood Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 82% | $125K | 437 | 346 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Brentwood Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allegheny County, PA | Refinance | 76% | 78 | 57 |
| Allegheny County, PA | Home improvement loans | 81% | 67 | 53 |
| Allegheny County, PA | Investment property purchase | 85% | 53 | 44 |
| Allegheny County, PA | Investment refinance | 71% | 21 | 15 |
The county markets where Brentwood Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Brentwood Bank
What is Brentwood Bank's mortgage approval rate?
Brentwood Bank approved 81.5% of the 439 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.4 points above the 78.1% national rate for the same mix of loan types.
How often do borrowers take the loan Brentwood Bank offers?
Borrowers accepted 97% of the loans Brentwood Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Brentwood Bank make?
The typical home purchase mortgage loan Brentwood Bank made was $225K; across all loan types its typical loan ran from $55K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Brentwood Bank lend?
Brentwood Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Pennsylvania, Florida and South Carolina.
Can I apply to Brentwood Bank directly?
Yes. Brentwood Bank is a bank or credit union with 13 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Brentwood Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Brentwood Bank treats applications, then get a rate quote from the lender.