Bridgelock Capital mortgage approval rate & lending review
Bridgelock Capital decided 262 mortgage applications and funded 249 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bridgelock Capital reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to peakfinanceco.com.
Bridgelock Capital at a glance
Approval is 9.6 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 180 / 183 | 99% | $525K | 179 |
| Refinance | 87% | 27 / 31 | 100% | $475K | 27 |
| Investment property purchase | 92% | 34 / 37 | 100% | $325K | 34 |
Bridgelock Capital lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $615K | 151 | 145 |
| Nevada | 95% | $495K | 93 | 87 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Bridgelock Capital
What is Bridgelock Capital's mortgage approval rate?
Bridgelock Capital approved 95.4% of the 262 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Bridgelock Capital offers?
Borrowers accepted 100% of the loans Bridgelock Capital approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bridgelock Capital make?
The typical home purchase mortgage loan Bridgelock Capital made was $525K; across all loan types its typical loan ran from $325K to $525K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bridgelock Capital lend?
Bridgelock Capital decided applications in 4 of the states Fat Boy Data covers, most of them in California, Nevada and Florida.
Can I apply to Bridgelock Capital directly?
Yes. Bridgelock Capital reports as a direct lender that takes applications from borrowers. Its website is peakfinanceco.com.
Does this page show Bridgelock Capital's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bridgelock Capital treats applications, then get a rate quote from the lender.