Lender profile · HMDA 2023–2025
Bridgewater Bank mortgage approval rates & lending data
Bridgewater Bank decided 523 mortgage applications and funded 488 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 26 / 26 | 100% | $845K | 26 |
| Investment property purchase | 99% | 453 / 459 | 95% | $245K | 430 |
Bridgewater Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 98% | $245K | 500 | 465 |
| Florida | 100% | $395K | 12 | 12 |
| Arizona | 100% | $335K | 3 | 3 |
| Colorado | 100% | $645K | 2 | 2 |
| Wisconsin | 100% | $185K | 2 | 2 |
| California | 100% | $1.60M | 1 | 1 |
| Georgia | 100% | $3.15M | 1 | 1 |
| Montana | 100% | $685K | 1 | 1 |
| Tennessee | 100% | $1.36M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.