Lender profile · HMDA 2023–2025
Wings Financial Credit Union mortgage approval rates & lending data
Wings Financial Credit Union decided 9,044 mortgage applications and funded 6,335 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 2,898 / 3,016 | 82% | $325K | 2,374 |
| Home improvement loans | 84% | 3,043 / 3,618 | 79% | $75K | 2,403 |
| Cash-out refinance | 84% | 404 / 481 | 76% | $245K | 305 |
| Refinance | 83% | 1,125 / 1,362 | 78% | $105K | 872 |
| Investment property purchase | 94% | 311 / 331 | 85% | $275K | 264 |
| Investment cash-out refinance | 71% | 41 / 58 | 76% | $245K | 31 |
| Investment refinance | 67% | 31 / 46 | 77% | $255K | 24 |
| Investment home improvement | 61% | 80 / 132 | 78% | $85K | 62 |
Wings Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 88% | $105K | 6,849 | 4,788 |
| Florida | 88% | $285K | 445 | 291 |
| Wisconsin | 97% | $415K | 321 | 294 |
| Georgia | 80% | $75K | 245 | 157 |
| Michigan | 84% | $65K | 210 | 130 |
| Arizona | 90% | $325K | 109 | 79 |
| Washington | 91% | $185K | 103 | 73 |
| California | 84% | $105K | 102 | 67 |
| Colorado | 93% | $365K | 68 | 48 |
| Tennessee | 80% | $155K | 65 | 41 |
| North Carolina | 90% | $265K | 58 | 47 |
| Texas | 92% | $555K | 51 | 35 |
| Illinois | 89% | $285K | 44 | 32 |
| Nevada | 83% | $105K | 41 | 27 |
| Ohio | 77% | $125K | 30 | 20 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.