Lender profile · HMDA 2023–2025
Trustone Financial Credit Union mortgage approval rates & lending data
Trustone Financial Credit Union decided 12,663 mortgage applications and funded 9,967 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 2,958 / 3,298 | 97% | $285K | 2,865 |
| Home improvement loans | 78% | 4,064 / 5,239 | 96% | $65K | 3,907 |
| Cash-out refinance | 87% | 175 / 202 | 93% | $235K | 163 |
| Refinance | 83% | 2,702 / 3,242 | 97% | $105K | 2,609 |
| Investment property purchase | 75% | 179 / 239 | 94% | $215K | 169 |
| Investment refinance | 68% | 89 / 130 | 97% | $125K | 86 |
| Investment home improvement | 55% | 159 / 290 | 94% | $85K | 149 |
Trustone Financial Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 82% | $125K | 10,794 | 8,515 |
| Wisconsin | 82% | $85K | 1,462 | 1,149 |
| Arizona | 84% | $105K | 249 | 191 |
| Florida | 77% | $165K | 154 | 112 |
| Illinois | 0% | — | 2 | 0 |
| California | 0% | — | 1 | 0 |
| Washington | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.