Bristol County Savings Bank mortgage approval rate & lending review
Bristol County Savings Bank decided 1,125 mortgage applications and funded 989 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Bristol County Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Bristol County Savings Bank at a glance
Approval is 9.6 points above the 79.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 604 / 632 | 98% | $425K | 594 |
| Home improvement loans | 78% | 138 / 177 | 97% | $55K | 134 |
| Cash-out refinance | 78% | 106 / 136 | 98% | $155K | 104 |
| Refinance | 81% | 55 / 68 | 98% | $395K | 54 |
| Investment property purchase | 97% | 58 / 60 | 100% | $335K | 58 |
| Investment cash-out refinance | 84% | 27 / 32 | 100% | $355K | 27 |
Bristol County Savings Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 90% | $425K | 958 | 850 |
| Rhode Island | 84% | $315K | 167 | 139 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Bristol County Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Bristol County, MA | Mortgage lenders | 97% | 328 | 313 |
| Bristol County, MA | Home improvement loans | 78% | 123 | 92 |
| Plymouth County, MA | Mortgage lenders | 91% | 66 | 59 |
| Bristol County, MA | Cash-out refinance | 82% | 71 | 57 |
| Providence County, RI | Mortgage lenders | 90% | 60 | 53 |
| Bristol County, MA | Refinance | 89% | 35 | 31 |
| Bristol County, MA | Investment property purchase | 100% | 23 | 23 |
| Plymouth County, MA | Cash-out refinance | 76% | 21 | 15 |
| Providence County, RI | Home improvement loans | 71% | 21 | 15 |
The county markets where Bristol County Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Bristol County Savings Bank
What is Bristol County Savings Bank's mortgage approval rate?
Bristol County Savings Bank approved 89.4% of the 1,125 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.6 points above the 79.8% national rate for the same mix of loan types.
How often do borrowers take the loan Bristol County Savings Bank offers?
Borrowers accepted 98% of the loans Bristol County Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Bristol County Savings Bank make?
The typical home purchase mortgage loan Bristol County Savings Bank made was $425K; across all loan types its typical loan ran from $55K to $425K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Bristol County Savings Bank lend?
Bristol County Savings Bank decided applications in 2 of the states Fat Boy Data covers, most of them in Massachusetts and Rhode Island.
Can I apply to Bristol County Savings Bank directly?
Yes. Bristol County Savings Bank is a bank or credit union with 18 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Bristol County Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Bristol County Savings Bank treats applications, then get a rate quote from the lender.