Leader Bank, National Association mortgage approval rate & lending review
Leader Bank, National Association decided 13,913 mortgage applications and funded 13,253 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Leader Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Leader Bank, National Association at a glance
Approval is 12.2 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 10,137 / 10,356 | 98% | $545K | 9,906 |
| Home improvement loans | 95% | 104 / 110 | 95% | $205K | 99 |
| Cash-out refinance | 95% | 544 / 571 | 96% | $305K | 524 |
| Refinance | 98% | 1,163 / 1,184 | 98% | $555K | 1,134 |
| Investment property purchase | 97% | 1,345 / 1,391 | 97% | $495K | 1,308 |
| Investment cash-out refinance | 96% | 93 / 97 | 96% | $645K | 89 |
| Investment refinance | 96% | 175 / 182 | 99% | $515K | 174 |
Leader Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 98% | $565K | 11,561 | 11,087 |
| New Hampshire | 98% | $425K | 434 | 415 |
| Connecticut | 99% | $365K | 308 | 288 |
| Rhode Island | 94% | $385K | 269 | 246 |
| Florida | 94% | $405K | 243 | 218 |
| Texas | 95% | $425K | 124 | 104 |
| Maine | 93% | $445K | 100 | 91 |
| North Carolina | 98% | $325K | 97 | 90 |
| California | 91% | $895K | 94 | 80 |
| New York | 95% | $485K | 64 | 57 |
| New Jersey | 98% | $565K | 61 | 58 |
| Ohio | 96% | $255K | 47 | 44 |
| South Carolina | 100% | $425K | 45 | 45 |
| Pennsylvania | 98% | $255K | 41 | 38 |
| Washington | 97% | $625K | 39 | 37 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Leader Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Middlesex County, MA | Mortgage lenders | 98% | 3,097 | 3,005 |
| Norfolk County, MA | Mortgage lenders | 98% | 1,359 | 1,307 |
| Suffolk County, MA | Mortgage lenders | 97% | 1,253 | 1,199 |
| Essex County, MA | Mortgage lenders | 98% | 940 | 898 |
| Worcester County, MA | Mortgage lenders | 98% | 904 | 859 |
| Plymouth County, MA | Mortgage lenders | 98% | 529 | 506 |
| Middlesex County, MA | Refinance | 98% | 376 | 366 |
| Bristol County, MA | Mortgage lenders | 97% | 315 | 300 |
| Middlesex County, MA | Investment property purchase | 97% | 290 | 274 |
| Barnstable County, MA | Mortgage lenders | 98% | 286 | 272 |
| Barnstable County, MA | Investment property purchase | 100% | 228 | 224 |
| Norfolk County, MA | Refinance | 100% | 204 | 196 |
The county markets where Leader Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Leader Bank, National Association
What is Leader Bank, National Association's mortgage approval rate?
Leader Bank, National Association approved 97.6% of the 13,913 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.2 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Leader Bank, National Association offers?
Borrowers accepted 98% of the loans Leader Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Leader Bank, National Association make?
The typical home purchase mortgage loan Leader Bank, National Association made was $545K; across all loan types its typical loan ran from $205K to $645K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Leader Bank, National Association lend?
Leader Bank, National Association decided applications in 45 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Connecticut.
Can I apply to Leader Bank, National Association directly?
Yes. Leader Bank, National Association is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Leader Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Leader Bank, National Association treats applications, then get a rate quote from the lender.