Lender profile · HMDA 2023–2025
Rockland Trust Company mortgage approval rates & lending data
Rockland Trust Company decided 12,114 mortgage applications and funded 7,834 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 2,745 / 3,357 | 98% | $455K | 2,692 |
| Home improvement loans | 59% | 2,588 / 4,375 | 92% | $125K | 2,387 |
| Cash-out refinance | 59% | 118 / 200 | 100% | $325K | 118 |
| Refinance | 67% | 1,778 / 2,664 | 95% | $185K | 1,691 |
| Investment property purchase | 81% | 705 / 873 | 98% | $505K | 690 |
| Investment cash-out refinance | 50% | 22 / 44 | 100% | $415K | 22 |
| Investment refinance | 56% | 115 / 207 | 97% | $485K | 111 |
| Investment home improvement | 33% | 130 / 394 | 95% | $155K | 123 |
Rockland Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 68% | $185K | 11,718 | 7,558 |
| Rhode Island | 66% | $375K | 167 | 107 |
| New Hampshire | 76% | $365K | 120 | 90 |
| Florida | 82% | $425K | 61 | 49 |
| Maine | 69% | $355K | 45 | 29 |
| California | 0% | — | 1 | 0 |
| Connecticut | 100% | $105K | 1 | 1 |
| Nevada | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.