Rockland Trust Company mortgage approval rate & lending review
Rockland Trust Company decided 12,114 mortgage applications and funded 7,834 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Rockland Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Rockland Trust Company at a glance
Approval is 6.7 points below the 74.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 82% | 2,745 / 3,357 | 98% | $455K | 2,692 |
| Home improvement loans | 59% | 2,588 / 4,375 | 92% | $125K | 2,387 |
| Cash-out refinance | 59% | 118 / 200 | 100% | $325K | 118 |
| Refinance | 67% | 1,778 / 2,664 | 95% | $185K | 1,691 |
| Investment property purchase | 81% | 705 / 873 | 98% | $505K | 690 |
| Investment cash-out refinance | 50% | 22 / 44 | 100% | $415K | 22 |
| Investment refinance | 56% | 115 / 207 | 97% | $485K | 111 |
| Investment home improvement | 33% | 130 / 394 | 95% | $155K | 123 |
Rockland Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 68% | $185K | 11,718 | 7,558 |
| Rhode Island | 66% | $375K | 167 | 107 |
| New Hampshire | 76% | $365K | 120 | 90 |
| Florida | 82% | $425K | 61 | 49 |
| Maine | 69% | $355K | 45 | 29 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Rockland Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Plymouth County, MA | Home improvement loans | 62% | 1,465 | 849 |
| Plymouth County, MA | Refinance | 69% | 847 | 560 |
| Plymouth County, MA | Mortgage lenders | 80% | 653 | 515 |
| Middlesex County, MA | Mortgage lenders | 86% | 602 | 509 |
| Norfolk County, MA | Mortgage lenders | 84% | 603 | 499 |
| Norfolk County, MA | Home improvement loans | 65% | 670 | 393 |
| Barnstable County, MA | Home improvement loans | 66% | 509 | 316 |
| Suffolk County, MA | Mortgage lenders | 78% | 390 | 292 |
| Norfolk County, MA | Refinance | 65% | 460 | 283 |
| Barnstable County, MA | Refinance | 74% | 376 | 260 |
| Bristol County, MA | Mortgage lenders | 82% | 292 | 232 |
| Bristol County, MA | Home improvement loans | 53% | 461 | 228 |
The county markets where Rockland Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Rockland Trust Company
What is Rockland Trust Company's mortgage approval rate?
Rockland Trust Company approved 67.7% of the 12,114 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.7 points below the 74.4% national rate for the same mix of loan types.
How often do borrowers take the loan Rockland Trust Company offers?
Borrowers accepted 96% of the loans Rockland Trust Company approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Rockland Trust Company make?
The typical home improvement loan loan Rockland Trust Company made was $125K; across all loan types its typical loan ran from $125K to $505K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Rockland Trust Company lend?
Rockland Trust Company decided applications in 8 of the states Fat Boy Data covers, most of them in Massachusetts, Rhode Island and New Hampshire.
Can I apply to Rockland Trust Company directly?
Yes. Rockland Trust Company is a bank or credit union with 151 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Rockland Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Rockland Trust Company treats applications, then get a rate quote from the lender.