Lender profile · HMDA 2023–2025
Cache Valley Bank mortgage approval rates & lending data
Cache Valley Bank decided 684 mortgage applications and funded 675 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 397 / 397 | 100% | $405K | 397 |
| Cash-out refinance | 98% | 45 / 46 | 100% | $275K | 45 |
| Refinance | 94% | 73 / 78 | 100% | $255K | 73 |
| Investment property purchase | 99% | 101 / 102 | 100% | $295K | 101 |
| Investment cash-out refinance | 96% | 24 / 25 | 100% | $265K | 24 |
Cache Valley Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Utah | 99% | $405K | 642 | 633 |
| Arizona | 100% | $275K | 6 | 6 |
| Idaho | 100% | $205K | 6 | 6 |
| California | 100% | $3.48M | 5 | 5 |
| Florida | 100% | $205K | 3 | 3 |
| Nevada | 100% | $485K | 3 | 3 |
| New York | 100% | $215K | 3 | 3 |
| Oregon | 100% | $425K | 2 | 2 |
| Washington | 100% | $105K | 2 | 2 |
| Alaska | 100% | $455K | 1 | 1 |
| Arkansas | 100% | $195K | 1 | 1 |
| Colorado | 100% | $655K | 1 | 1 |
| Georgia | 100% | $295K | 1 | 1 |
| Iowa | 100% | $215K | 1 | 1 |
| Maryland | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.