Refinance lenders in Cache County, Utah
Fat Boy Data analyzed mortgage refinance activity in Cache County, Utah to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,714 applications were decided by 94 lenders between 2023 and 2025.
Cache County at a glance
How Cache County compares
What the data shows
AMERICA FIRST Federal Credit Union made the most mortgage refinances in Cache County, UT, 378 of them.
That is 29% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.
First Colony Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Cache County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | AMERICA FIRST Federal Credit Union | 84% | 393 / 469 | 96% | $105K | 378 |
| 2 | Mountain America Federal Credit Union | 55% | 132 / 239 | 95% | $95K | 125 |
| 3 | United Wholesale Mortgage, LLCBroker only | 86% | 130 / 152 | 98% | $455K | 127 |
| 4 | Goldenwest | 89% | 119 / 133 | 88% | $165K | 105 |
| 5 | Zions Bancorporation, N.A. | 81% | 89 / 110 | 82% | $225K | 73 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 89 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Cache County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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- Approval and take-up rates
- Typical loan and full range
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- Branch count and how to apply
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