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refinance lenders · HMDA 2023–2025

Refinance lenders in Cache County, Utah

Fat Boy Data analyzed mortgage refinance activity in Cache County, Utah, home to Logan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,714 applications were decided by 94 lenders between 2023 and 2025.

Cache County at a glance

94Active lenders14 with 20+ decisions
80.2%Market approval rate1,374 of 1,714 decided
$165KTypical loanmedian lender, $10K brackets
94%Borrower take-up1,295 loans funded

How Cache County compares

Approval rate compared
Cache County80.2%Utah76.8%All 616 counties76.5%
Typical loan compared
Cache County$165KUtah$155KAll 616 counties$295K

What the data shows

AMERICA FIRST Federal Credit Union made the most mortgage refinances in Cache County, UT, 378 of them.

That is 29% of every mortgage refinance originated here, so this market is unusually concentrated in one lender.

First Colony Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 31.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 25% approved of 24Mountain America Federal Credit Union: 55% approved of 239One lender: 74% approved of 27One lender: 76% approved of 25Zions Bancorporation, N.A.: 81% approved of 110AMERICA FIRST Federal Credit Union: 84% approved of 469United Wholesale Mortgage, LLC: 86% approved of 152Goldenwest: 89% approved of 133One lender: 92% approved of 38One lender: 93% approved of 42One lender: 95% approved of 22One lender: 97% approved of 38One lender: 98% approved of 46One lender: 100% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Cache County

LenderApprovalApprovedTaken upTypical loanLoans made
1AMERICA FIRST Federal Credit Union84%393 / 46996%$105K378
2Mountain America Federal Credit Union55%132 / 23995%$95K125
3United Wholesale Mortgage, LLCBroker only86%130 / 15298%$455K127
4Goldenwest89%119 / 13388%$165K105
5Zions Bancorporation, N.A.81%89 / 11082%$225K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 89 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Cache County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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