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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cache County, Utah

Fat Boy Data analyzed cash-out refinance activity in Cache County, Utah, home to Logan, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,333 applications were decided by 112 lenders between 2023 and 2025.

Cache County at a glance

112Active lenders15 with 20+ decisions
78.1%Market approval rate1,041 of 1,333 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up975 loans funded

How Cache County compares

Approval rate compared
Cache County78.1%Utah74.2%All 616 counties68.2%
Typical loan compared
Cache County$205KUtah$205KAll 616 counties$155K

What the data shows

Goldenwest made the most cash-out refinances in Cache County, UT, 229 of them.

Cache Valley Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%One lender: 36% approved of 47One lender: 46% approved of 35One lender: 52% approved of 21One lender: 64% approved of 22One lender: 67% approved of 24One lender: 70% approved of 20Mountain America Federal Credit Union: 71% approved of 63One lender: 76% approved of 33One lender: 83% approved of 30Goldenwest: 84% approved of 297Rocket Mortgage, LLC: 84% approved of 179United Wholesale Mortgage, LLC: 85% approved of 80One lender: 85% approved of 20Guild Mortgage Company LLC: 97% approved of 89One lender: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Cache County

LenderApprovalApprovedTaken upTypical loanLoans made
1Goldenwest84%249 / 29792%$205K229
2Rocket Mortgage, LLC84%151 / 17997%$165K147
3Guild Mortgage Company LLC97%86 / 8997%$135K83
4United Wholesale Mortgage, LLCBroker only85%68 / 8096%$305K65
5Mountain America Federal Credit Union71%45 / 63100%$165K45

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 107 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Cache County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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