Lender profile · HMDA 2023–2025
Caltech Employees Federal Credit Union mortgage approval rates & lending data
Caltech Employees Federal Credit Union decided 338 mortgage applications and funded 275 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 165 / 166 | 89% | $765K | 147 |
| Home improvement loans | 83% | 73 / 88 | 86% | $105K | 63 |
| Cash-out refinance | 73% | 19 / 26 | 100% | $695K | 19 |
| Refinance | 88% | 29 / 33 | 100% | $805K | 29 |
Caltech Employees Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 91% | $765K | 338 | 275 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.