Carter Federal Credit Union mortgage approval rate & lending review
Carter Federal Credit Union decided 257 mortgage applications and funded 236 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Carter Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Carter Federal Credit Union at a glance
Approval is 7.9 points above the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 130 / 131 | 100% | $245K | 130 |
| Investment property purchase | 99% | 83 / 84 | 99% | $215K | 82 |
Carter Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 93% | $245K | 193 | 179 |
| Florida | 100% | $325K | 28 | 28 |
| Texas | 100% | $435K | 21 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Carter Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Caddo Parish, LA | Mortgage lenders | 100% | 56 | 56 |
| Caddo Parish, LA | Investment property purchase | 100% | 34 | 33 |
| Bossier Parish, LA | Mortgage lenders | 97% | 32 | 31 |
| Bossier Parish, LA | Investment property purchase | 96% | 27 | 26 |
The county markets where Carter Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Carter Federal Credit Union
What is Carter Federal Credit Union's mortgage approval rate?
Carter Federal Credit Union approved 92.6% of the 257 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.9 points above the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan Carter Federal Credit Union offers?
Borrowers accepted 99% of the loans Carter Federal Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Carter Federal Credit Union make?
The typical home purchase mortgage loan Carter Federal Credit Union made was $245K; across all loan types its typical loan ran from $215K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Carter Federal Credit Union lend?
Carter Federal Credit Union decided applications in 9 of the states Fat Boy Data covers, most of them in Louisiana, Florida and Texas.
Can I apply to Carter Federal Credit Union directly?
Yes. Carter Federal Credit Union is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Carter Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Carter Federal Credit Union treats applications, then get a rate quote from the lender.