Carthage Savings And Loan, National Association mortgage approval rate & lending review
Carthage Savings And Loan, National Association decided 383 mortgage applications and funded 326 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Carthage Savings And Loan, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Carthage Savings And Loan, National Association at a glance
Approval is 4.1 points above the 83.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 184 / 208 | 97% | $145K | 178 |
| Home improvement loans | 73% | 27 / 37 | 100% | $35K | 27 |
| Refinance | 84% | 31 / 37 | 100% | $105K | 31 |
| Investment property purchase | 94% | 93 / 99 | 95% | $195K | 88 |
Carthage Savings And Loan, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 88% | $145K | 383 | 326 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Carthage Savings And Loan, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson County, NY | Mortgage lenders | 88% | 183 | 157 |
| Jefferson County, NY | Investment property purchase | 94% | 78 | 70 |
| Jefferson County, NY | Refinance | 85% | 33 | 28 |
| Jefferson County, NY | Home improvement loans | 75% | 36 | 27 |
| St. Lawrence County, NY | Mortgage lenders | 90% | 20 | 16 |
The county markets where Carthage Savings And Loan, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Carthage Savings And Loan, National Association
What is Carthage Savings And Loan, National Association's mortgage approval rate?
Carthage Savings And Loan, National Association approved 88.0% of the 383 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.1 points above the 83.9% national rate for the same mix of loan types.
How often do borrowers take the loan Carthage Savings And Loan, National Association offers?
Borrowers accepted 97% of the loans Carthage Savings And Loan, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Carthage Savings And Loan, National Association make?
The typical home purchase mortgage loan Carthage Savings And Loan, National Association made was $145K; across all loan types its typical loan ran from $35K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Carthage Savings And Loan, National Association lend?
Carthage Savings And Loan, National Association decided applications in 1 of the states Fat Boy Data covers, most of them in New York.
Can I apply to Carthage Savings And Loan, National Association directly?
Yes. Carthage Savings And Loan, National Association is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Carthage Savings And Loan, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Carthage Savings And Loan, National Association treats applications, then get a rate quote from the lender.