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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Jefferson County, New York

Fat Boy Data analyzed home purchase mortgage activity in Jefferson County, New York, home to Watertown, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,494 applications were decided by 116 lenders between 2023 and 2025.

Jefferson County at a glance

116Active lenders22 with 20+ decisions
86.6%Market approval rate3,027 of 3,494 decided
$205KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,865 loans funded

How Jefferson County compares

Approval rate compared
Jefferson County86.6%New York87.7%All 616 counties87.6%
Typical loan compared
Jefferson County$205KNew York$495KAll 616 counties$335K

What the data shows

Movement Mortgage, LLC made the most home purchase mortgages in Jefferson County, NY, 608 of them.

Farm Credit East, ACA approved the highest share of applications among lenders with at least 20 decisions here, 100% of 25.

The typical home purchase mortgage here is $205K, 59% smaller than the New York typical of $495K.

Approval rate of all 22 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 42One lender: 63% approved of 30One lender: 66% approved of 104AMERICU Credit Union: 68% approved of 238One lender: 73% approved of 74One lender: 77% approved of 22One lender: 78% approved of 59Community Bank, National Association: 81% approved of 189One lender: 84% approved of 44One lender: 85% approved of 52One lender: 85% approved of 159One lender: 86% approved of 125One lender: 88% approved of 183Mortgage Research Center, LLC: 90% approved of 254One lender: 92% approved of 26One lender: 94% approved of 126One lender: 94% approved of 176Movement Mortgage, LLC: 96% approved of 720One lender: 97% approved of 187One lender: 97% approved of 108Homestead Funding Corp.: 98% approved of 202One lender: 100% approved of 25

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Jefferson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Movement Mortgage, LLC96%693 / 72088%$205K608
2Mortgage Research Center, LLC90%228 / 25499%$235K226
3AMERICU Credit Union68%162 / 238100%$205K162
4Homestead Funding Corp.98%198 / 20299%$215K196
5Community Bank, National Association81%154 / 18999%$155K153

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 111 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Jefferson County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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