Lender profile · HMDA 2023–2025
Centricity Credit Union mortgage approval rates & lending data
Centricity Credit Union decided 279 mortgage applications and funded 250 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 35 / 37 | 97% | $125K | 34 |
| Home improvement loans | 94% | 137 / 145 | 97% | $55K | 133 |
| Refinance | 88% | 43 / 49 | 95% | $95K | 41 |
Centricity Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Minnesota | 94% | $55K | 276 | 250 |
| Alabama | 100% | — | 1 | 0 |
| Indiana | 0% | — | 1 | 0 |
| Texas | 100% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.