Lender profile · HMDA 2023–2025
CFBank, National Association mortgage approval rates & lending data
CFBank, National Association decided 518 mortgage applications and funded 477 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 240 / 253 | 100% | $275K | 240 |
| Cash-out refinance | 78% | 21 / 27 | 100% | $325K | 21 |
| Refinance | 96% | 46 / 48 | 100% | $315K | 46 |
| Investment property purchase | 88% | 72 / 82 | 100% | $285K | 72 |
| Investment cash-out refinance | 90% | 72 / 80 | 100% | $155K | 72 |
CFBank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 93% | $275K | 399 | 373 |
| Florida | 79% | $405K | 19 | 15 |
| Indiana | 88% | $315K | 17 | 15 |
| Texas | 92% | $185K | 12 | 11 |
| California | 100% | $635K | 10 | 10 |
| Michigan | 100% | $305K | 10 | 10 |
| Kentucky | 86% | $165K | 7 | 6 |
| Pennsylvania | 100% | $315K | 6 | 6 |
| Colorado | 80% | $505K | 5 | 4 |
| Nevada | 60% | $315K | 5 | 3 |
| North Carolina | 80% | $425K | 5 | 4 |
| South Carolina | 75% | $275K | 4 | 3 |
| Georgia | 100% | $605K | 3 | 3 |
| Illinois | 50% | $145K | 2 | 1 |
| Maryland | 100% | $695K | 2 | 2 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.