CFBank, National Association mortgage approval rate & lending review
CFBank, National Association decided 518 mortgage applications and funded 477 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions CFBank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
CFBank, National Association at a glance
Approval is 9.5 points above the 82.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 240 / 253 | 100% | $275K | 240 |
| Cash-out refinance | 78% | 21 / 27 | 100% | $325K | 21 |
| Refinance | 96% | 46 / 48 | 100% | $315K | 46 |
| Investment property purchase | 88% | 72 / 82 | 100% | $285K | 72 |
| Investment cash-out refinance | 90% | 72 / 80 | 100% | $155K | 72 |
CFBank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 93% | $275K | 399 | 373 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where CFBank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Franklin County, OH | Investment cash-out refinance | 96% | 25 | 24 |
| Cuyahoga County, OH | Investment cash-out refinance | 100% | 21 | 21 |
The county markets where CFBank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about CFBank, National Association
What is CFBank, National Association's mortgage approval rate?
CFBank, National Association approved 92.1% of the 518 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.5 points above the 82.6% national rate for the same mix of loan types.
How often do borrowers take the loan CFBank, National Association offers?
Borrowers accepted 100% of the loans CFBank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does CFBank, National Association make?
The typical home purchase mortgage loan CFBank, National Association made was $275K; across all loan types its typical loan ran from $155K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does CFBank, National Association lend?
CFBank, National Association decided applications in 24 of the states Fat Boy Data covers, most of them in Ohio, Florida and Indiana.
Can I apply to CFBank, National Association directly?
Yes. CFBank, National Association is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show CFBank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how CFBank, National Association treats applications, then get a rate quote from the lender.