Lender profile · HMDA 2023–2025
Charter Oak Federal Credit Union mortgage approval rates & lending data
Charter Oak Federal Credit Union decided 1,200 mortgage applications and funded 1,002 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 90% | 303 / 337 | 98% | $285K | 296 |
| Home improvement loans | 85% | 411 / 486 | 99% | $65K | 406 |
| Cash-out refinance | 79% | 226 / 285 | 99% | $105K | 223 |
| Refinance | 79% | 46 / 58 | 98% | $165K | 45 |
Charter Oak Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 85% | $105K | 1,109 | 926 |
| Rhode Island | 83% | $155K | 90 | 75 |
| Florida | 100% | $445K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.