Webster Bank, National Association mortgage approval rate & lending review
Webster Bank, National Association decided 9,300 mortgage applications and funded 6,696 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Webster Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Webster Bank, National Association at a glance
Approval is 1.4 points below the 76.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 2,629 / 3,091 | 98% | $995K | 2,567 |
| Home improvement loans | 65% | 1,568 / 2,416 | 94% | $105K | 1,472 |
| Cash-out refinance | 77% | 43 / 56 | 93% | $385K | 40 |
| Refinance | 75% | 2,262 / 3,028 | 96% | $155K | 2,165 |
| Investment property purchase | 82% | 272 / 332 | 96% | $805K | 261 |
| Investment cash-out refinance | 76% | 31 / 41 | 94% | $325K | 29 |
| Investment refinance | 58% | 89 / 153 | 89% | $335K | 79 |
| Investment home improvement | 48% | 87 / 183 | 95% | $165K | 83 |
Webster Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 74% | $135K | 3,632 | 2,589 |
| Massachusetts | 80% | $995K | 2,265 | 1,757 |
| New York | 67% | $255K | 2,014 | 1,283 |
| New Jersey | 83% | $1M | 793 | 638 |
| Rhode Island | 75% | $105K | 348 | 245 |
| Pennsylvania | 88% | $1M | 102 | 88 |
| Florida | 68% | $365K | 81 | 54 |
| New Hampshire | 67% | $945K | 27 | 18 |
| Maine | 70% | $965K | 23 | 16 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Webster Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Capitol Planning Region, CT | Refinance | 80% | 566 | 434 |
| Middlesex County, MA | Mortgage lenders | 88% | 355 | 306 |
| Naugatuck Valley Planning Region, CT | Refinance | 82% | 363 | 288 |
| Capitol Planning Region, CT | Home improvement loans | 70% | 393 | 258 |
| Western Connecticut Planning Region, CT | Refinance | 71% | 276 | 188 |
| Suffolk County, MA | Mortgage lenders | 89% | 214 | 186 |
| South Central Connecticut Planning Region, CT | Refinance | 76% | 233 | 174 |
| Naugatuck Valley Planning Region, CT | Home improvement loans | 70% | 258 | 170 |
| Norfolk County, MA | Mortgage lenders | 92% | 171 | 154 |
| Bristol County, MA | Refinance | 71% | 226 | 151 |
| Westchester County, NY | Refinance | 71% | 220 | 147 |
| Bergen County, NJ | Mortgage lenders | 91% | 159 | 141 |
The county markets where Webster Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Webster Bank, National Association
What is Webster Bank, National Association's mortgage approval rate?
Webster Bank, National Association approved 75.1% of the 9,300 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.4 points below the 76.4% national rate for the same mix of loan types.
How often do borrowers take the loan Webster Bank, National Association offers?
Borrowers accepted 96% of the loans Webster Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Webster Bank, National Association make?
The typical home purchase mortgage loan Webster Bank, National Association made was $995K; across all loan types its typical loan ran from $105K to $995K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Webster Bank, National Association lend?
Webster Bank, National Association decided applications in 18 of the states Fat Boy Data covers, most of them in Connecticut, Massachusetts and New York.
Can I apply to Webster Bank, National Association directly?
Yes. Webster Bank, National Association is a bank or credit union with 194 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Webster Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Webster Bank, National Association treats applications, then get a rate quote from the lender.