Total Mortgage Services, LLC mortgage approval rate & lending review
Total Mortgage Services, LLC decided 14,431 mortgage applications and funded 13,321 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Total Mortgage Services, LLC reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to totalmortgage.com.
Total Mortgage Services, LLC at a glance
Approval is 7.2 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 11,465 / 12,267 | 99% | $315K | 11,377 |
| Home improvement loans | 97% | 99 / 102 | 99% | $295K | 98 |
| Cash-out refinance | 93% | 601 / 648 | 98% | $275K | 589 |
| Refinance | 94% | 391 / 415 | 97% | $365K | 380 |
| Investment property purchase | 87% | 628 / 720 | 99% | $285K | 623 |
| Investment cash-out refinance | 89% | 158 / 177 | 100% | $275K | 158 |
| Investment refinance | 90% | 44 / 49 | 100% | $265K | 44 |
| Investment home improvement | 98% | 52 / 53 | 100% | $355K | 52 |
Total Mortgage Services, LLC lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Connecticut | 94% | $275K | 6,724 | 6,250 |
| Massachusetts | 93% | $415K | 3,822 | 3,544 |
| Florida | 93% | $335K | 656 | 600 |
| Maine | 94% | $305K | 612 | 573 |
| New Hampshire | 97% | $405K | 571 | 553 |
| Rhode Island | 91% | $375K | 543 | 489 |
| New York | 90% | $405K | 388 | 342 |
| New Jersey | 92% | $495K | 214 | 196 |
| Maryland | 76% | $415K | 198 | 149 |
| South Carolina | 94% | $265K | 171 | 159 |
| Pennsylvania | 90% | $175K | 124 | 111 |
| North Carolina | 90% | $275K | 78 | 70 |
| California | 83% | $475K | 42 | 35 |
| Georgia | 90% | $455K | 40 | 36 |
| Illinois | 89% | $335K | 38 | 32 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Total Mortgage Services, LLC lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Capitol Planning Region, CT | Mortgage lenders | 96% | 1,598 | 1,509 |
| Worcester County, MA | Mortgage lenders | 97% | 1,204 | 1,163 |
| Naugatuck Valley Planning Region, CT | Mortgage lenders | 92% | 1,022 | 930 |
| South Central Connecticut Planning Region, CT | Mortgage lenders | 92% | 981 | 896 |
| Western Connecticut Planning Region, CT | Mortgage lenders | 95% | 650 | 611 |
| Greater Bridgeport Planning Region, CT | Mortgage lenders | 93% | 513 | 474 |
| Southeastern Connecticut Planning Region, CT | Mortgage lenders | 95% | 477 | 444 |
| Middlesex County, MA | Mortgage lenders | 96% | 424 | 407 |
| Plymouth County, MA | Mortgage lenders | 89% | 398 | 353 |
| Bristol County, MA | Mortgage lenders | 87% | 387 | 335 |
| Essex County, MA | Mortgage lenders | 94% | 347 | 326 |
| Lower Connecticut River Valley Planning Region, CT | Mortgage lenders | 96% | 334 | 320 |
The county markets where Total Mortgage Services, LLC made the most loans. Each link opens that market with every lender ranked.
Questions about Total Mortgage Services, LLC
What is Total Mortgage Services, LLC's mortgage approval rate?
Total Mortgage Services, LLC approved 93.1% of the 14,431 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.2 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Total Mortgage Services, LLC offers?
Borrowers accepted 99% of the loans Total Mortgage Services, LLC approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Total Mortgage Services, LLC make?
The typical home purchase mortgage loan Total Mortgage Services, LLC made was $315K; across all loan types its typical loan ran from $265K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Total Mortgage Services, LLC lend?
Total Mortgage Services, LLC decided applications in 43 of the states Fat Boy Data covers, most of them in Connecticut, Massachusetts and Florida.
Can I apply to Total Mortgage Services, LLC directly?
Yes. Total Mortgage Services, LLC reports as a direct lender that takes applications from borrowers. Its website is totalmortgage.com.
Does this page show Total Mortgage Services, LLC's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Total Mortgage Services, LLC treats applications, then get a rate quote from the lender.