Citizens Bank & Trust Company of Vivian, Louisiana mortgage approval rate & lending review
Citizens Bank & Trust Company of Vivian, Louisiana decided 675 mortgage applications and funded 668 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Citizens Bank & Trust Company of Vivian, Louisiana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Citizens Bank & Trust Company of Vivian, Louisiana at a glance
Approval is 13.6 points above the 85.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 530 / 534 | 100% | $185K | 530 |
| Refinance | 100% | 42 / 42 | 100% | $85K | 42 |
| Investment property purchase | 93% | 28 / 30 | 100% | $95K | 28 |
| Investment refinance | 100% | 38 / 38 | 100% | $55K | 38 |
Citizens Bank & Trust Company of Vivian, Louisiana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 99% | $185K | 662 | 655 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Citizens Bank & Trust Company of Vivian, Louisiana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Caddo Parish, LA | Mortgage lenders | 99% | 273 | 269 |
| Bossier Parish, LA | Mortgage lenders | 100% | 241 | 241 |
| Caddo Parish, LA | Investment refinance | 100% | 33 | 33 |
| Caddo Parish, LA | Refinance | 100% | 32 | 32 |
| Caddo Parish, LA | Investment property purchase | 96% | 23 | 22 |
The county markets where Citizens Bank & Trust Company of Vivian, Louisiana made the most loans. Each link opens that market with every lender ranked.
Questions about Citizens Bank & Trust Company of Vivian, Louisiana
What is Citizens Bank & Trust Company of Vivian, Louisiana's mortgage approval rate?
Citizens Bank & Trust Company of Vivian, Louisiana approved 99.0% of the 675 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.6 points above the 85.4% national rate for the same mix of loan types.
How often do borrowers take the loan Citizens Bank & Trust Company of Vivian, Louisiana offers?
Borrowers accepted 100% of the loans Citizens Bank & Trust Company of Vivian, Louisiana approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Citizens Bank & Trust Company of Vivian, Louisiana make?
The typical home purchase mortgage loan Citizens Bank & Trust Company of Vivian, Louisiana made was $185K; across all loan types its typical loan ran from $55K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Citizens Bank & Trust Company of Vivian, Louisiana lend?
Citizens Bank & Trust Company of Vivian, Louisiana decided applications in 7 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Alabama.
Can I apply to Citizens Bank & Trust Company of Vivian, Louisiana directly?
Yes. Citizens Bank & Trust Company of Vivian, Louisiana is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Citizens Bank & Trust Company of Vivian, Louisiana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Citizens Bank & Trust Company of Vivian, Louisiana treats applications, then get a rate quote from the lender.